need budget help

romarie

Does anyone here have a good budgeting worksheet (excel or website) that I could get?  After the seperation, my finances are all over the place.  Doesn't help wtih school shopping, weddings, baptism, etc.  But I REALLY need to get this figured out and be strict with it for a while!  TIA!

mac17

I think this is a strong one.  

http://www.debtfreeadventure.com/budget-spreadsheet-simple-family-solution/

sjb&apa

I use a template I found on google docs. Go to https://docs.google.com and search for household budget or monthly budget.

Steph0871

mint.com is also a fantastic resource.  If you've used Quicken before, it's kind of like that- you set a budget based on categories. It pulls your information from the bank (or CCs, or loans, whatever) and stores it together. You can itemize every transaction into a category and it'll show you your budget so far for the month. (Like, you've spend $150 of your $200 grocery budget.)

ilovebijou

I just heard about manilla.com from a friend but haven't started using it.

MrsGo4Hockeychick

DH uses mint.com

pattymctatty

I just went to Microsoft's template website and used a "household budget" template. It was easy to stick in the numbers since the functions are already inserted into the spreadsheet.

Another thing to do - look at your past three month's expenses and see what you've been spending. That way you can see the areas you need to cut down in too. 

aimkins

I like some of these suggestions.

I Suck (yes, with a capital S) at balancing our checkbook. We always make things work but I hate living on that attitude.