Family Matters
magsugar13
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
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Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
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In my case my father paid for a certain amount and we were responsible for everything else. I went to a private school, but lived at home for most of it to keep cost down. I graduated under grad with very little debt because i made responsible choices. Grad school was 100% on us. When i went to study abroad he also made that 100% of my responsibility.
He did not take out any loans to pay his part.
First two years were free since I got a scholarship to a local community college.
Last two years I received grants, scholarships and loans. My parents gave me a place to live when I went to the community college and on weekends when I went away. That is about it.
I am still paying my student loans and will be done within the year.
My parents had one PLUS loan for about $2000. The rest was all on me, and I'm still paying for it.
They paid for my car insurance, but I paid for my car, phone, rent, food, everything else.
I went to the local community college part-time during my Senior year of HS. My parents paid for that. After I graduated HS, my dad got me a great job with his company at the time, which reimbursed for college education as long as it was in one of their approved fields of study. So I worked a few months and saved up enough to pay for my first semester, then they reimbursed me at the end. I worked like that until I got my AA.
My dad has since started his own company. His company now pays for my education (towards my Bachelors), provided I maintain a B or higher for my final grades.
my parents paid.
at this point? i graduated in 97.
My parents said however far I wanted to go they would pay half. So what we got between scholarships/grants didn't count to either side of us. What we got subsidized loans for, we took. What was out of pocket they paid for but it counted towards their half. Between graduate school/ undgraduate...we figured out half...she paid half of my school loan until she had completely paid her total half...so now the rest of the student loan is all me.
I worked through college and did not live on campus (that wouldn't have been half). Lunches/spending money wasn't included. That's why I worked...to pay for my car, my insurance, my meals outside of home, spending money, school supplies and etc.
I paid for my entire education. Unfortunately I did not receive any scholarships or pell grants from the state because my parents made too much money (according to them) and they were denied the Parent Plus because they had horrible credit.
Where am I now? 7 more years to go on a standard repayment plan. I hit a very hard time a year ago and dropped one of them to the graduated payment plan but all in all my DH and I are surviving with the massive amount of debt we owe. Its scary when you look at the lump sum and when you hit a really rough patch in the job market but hey... I"m 3 years in! Doing good! Why do you ask?
my parents paid for my apartment (i had to live with my brother) but he and I had to find a way to pay for our tuition and fees and all of our other living expenses.
we both joined the national guard. we did student loans as well. i didn't join until after my sophmore year...but once i graduate i went to work for the army and they paid them off. so in effect i paid for $1800 of my undergrad and $0 for my masters.
I had a half-tuition scholarship. I took out loans to pay for the rest, and I had a couple on-campus jobs that allowed me to pay for books and the commute (I didn't live on campus). I graduated in 2005 and started my first full-time job two months later.
I am still paying off some student loans today, but it's just me. Not my parents or my husband. I asked for a deferment back in 2008 when I was out of work for nearly a year. I regret not making bigger payments when I was first out of school and still living at home.
My parents paid the entire amount of my undergrad degree. However, I did what I could to make things easier - instead of going to the college that I wanted to go to that was $30k/yr I went to the state school that was $12k/yr. I had some scholarships and in my second year I became an RA, which was a job that paid for my room and board. For my last few years I would guess that they paid about $5-6k/yr for me to go to school, including books and other fees. I have two younger siblings, and even though my parents were insistent on paying, I wanted to take the whole family situation into account. I think if your parents offer to pay, that's great, but everyone still has a responsibility to make sure that they keep costs as reasonable as possible and help out when they can.
I got tons of grants, scholarships and loans plus I worked 2-3 jobs at any given time. My parents paid a portion of my tuition determined by the financial aid office (I paid rent, books, car insurance and other living expenses) was $600 - $3,500 per year the first 3 years. The school screwed us over my senior year and my parents took out a loan, which I spent years trying (unsuccessfully) to take over for them before they finally paid it off.
It was always their protocol to help cover our UG education if we could finish in <=4 years, and anything beyond that would be up to us.
I'm a little late to the game and gave some background in the last post.
My parents told me they were paying for my education. They wanted to me to go to expensive well known school (think NYU, Harvard, MIT, Dartmouth, Cornell). So I did. Imagine my surprise when I got an email from the bursar telling me my loan money hadn't come in yet second semester of junior year. Apparently, my mother took out student loans in my name without telling me. So I got a job, moved to cheaper housing, etc to shave some money off of that loan and continued going to the same school senior year because, hey, I'd already paid for three years, I might as well get my degree from highly recognized school.
I found out my parents took out a total of $8k for my education in their name. I had a $60k scholarship, thankfully, but I still ended up with ~$80k of debt. I could be paying this debt back until I'm 42. If I had known that I was going to be paying for my education, I would have gone into a program at a community college that has two years at the cc and two years at the expensive school. Or even decided to go to school elsewhere.
What really gets me: my mother still tells people that my parents paid for my college education.
They're doing the same thing to my brother who's starting college this week. I made him aware of what was happening, but he's too much of a doormat to my mother and doesn't really understand the consequences. Fortunately, I had a very lucrative major and my salary covers living expenses and my loans. With the major my brother has chosen, I don't think he'll be as lucky.
The Princess of Anything is Coming!
Had a dream I was queen.
Woke up. Still queen.
my parents paid for it in full and it was paid at the time I attended. No loan.
I have WONDERFUL parents.
My parents told all of us (me and my five siblings) that they would pay for whatever college we wanted to go to. No, they are not rich, but they made it work.
For me, though, I was on a full academic scholarship, so they just paid for my room and board. They gifted me money to put a down payment on my first house, though. I was single at the time. It wasn't too much money (maybe $10K at the absolute most). They did not do that for my other siblings though.
Most of it was covered by scholarship. Some covered by loans, some by financial aid. My parents paid for my dorm room and meal plan.I worked at the Gap all through college, which helped with spending money and I also had work study, which helped with paying for books.
I owed about $20k in SL, which we paid off in full after we bought our condo as my interest was higher and my amount lower than DH's SL.
Grad school- tuition reimbursement since DH worked at the college for 75% of it. We paid the other 25% in cash.
My parents have always viewed education as essential. Neither of them had any financial help from their parents, but they gave my sister and I a lump sum for college. After it was gone, we were on our own. However, they also taught us to budget and pick an education that had a good ROI.
This is what allowed me to buckle down and focus on school. One of my goals was to get an undergrad degree in Aerospace Engineering at the age of 20. There is no way I would have accomplished this without them.
I paid for grad school with a combo of scholarships and TA/RA. My sister did the same.
My grandparents put money in a fund for each grandchild that paid in full for my college education. I did get an academic scholarship that was almost a full ride to a private liberal arts college so there weren't huge expenses. However, I later went to grad school so the money was still there to pay for that.
I always worked a ton, from babysitting by age 12 to a more official job as soon as I turned 16. I worked during college, and full-time during all breaks. So I paid for stuff like my books, the used car I bought, etc. with money I earned. I always wanted to be independent.
So my parents were fortunate (and me most of all, of course) because they did not have to worry about sending two kids to college, and we were both able to choose where we really wanted to go, rather than also factoring in how to pay for it. HUGE.
We had a contract. We (my younger sister, brother and I) took out student loans at the beginning of each semester. If we got a 3.2 or better, my parents repaid our loans. If we did not, we had to pay on it ourselves. We each got stuck with 2 semesters over the 4 year period.
We were also able to use my Mother's credit at a local college. She (mom was a teacher) took on student teachers and for each one got a single free college credit. We all did some basic pass/fail classes during the summers.
Finally, my parent would only reimburse room and board if we lived on campus. No off campus housing for us (something to do with Dad's history...)
ALSO, this was only for State Schools. No out of state tuitions for us.
We are/did the same with our kids. Luckily SD's mom lives in GA. She got the HOPE scholarship, so we only had to pay out on Room and Board. But we used the same criteria. However, DH has offered her some of his GI bill money for her first year of Grad School (SD will not fail out) to get her moving along.
SS and DD will have the same rules when it is there turn.
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PLEASE STOP SPAMMING THE BOARDS
Parents said they'd pay for my college. Until I went and they said they changed their minds.
I paid my way through a Master's degree, and picked up some scholarships along the way. I graduated with no college debt.
My parents paid for my college. They always planned to do that, and they told me I could go to the college of my choice. My dad saved since I was a child for my (and my siblings) education. Long before there were 529 programs, etc. My dad took out home equity loans at some point when my siblings were in school (b/c his savings did not add up to the cost of all of our educations). All those loans have been paid - - I graduated over 20 years ago.
I paid for my own grad school.
Note: Two things my dad told me before I went to school
1) He would not pay for any class that I got a grade lower than "C"
2) He told me he was coming to graduation after four years, and I d*mn well better march across that stage and pick up a diploma, or he wanted his money back!
And you didn't have an issue that this is ILLEGAL? Your parents screwed you royally and you are okay with it and continue to have a relationship with them. I would be PI**ED.