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HELP PLEASE!! :/
so..this is embarrassing but me, my husband and my 2 kids (2 month old and 20 month old girls) live with my parents. we dont have that much financial stability and i JUST got a job and haven't even started working yet. i get state help (insurance and foodstamps) but because of my job the amount that i get will go down quite a bit. also my step mom only gets disability and my mom is about to be laid off and her job is screwing her and every one else over big time (lesbian mom-my mom works for the city here) so she wont be able to collect unemployment. at the current we have no way of keeping up with the payments on the house with all of us living here so we are looking for a new and smaller place for just me, my hubby and my girls but i have NO IDEA where to start. i'm also looking for ways to maybe help my parents out as kind of a repay for all the help they have given us..but i have no idea how to do that as well as try to find a cheap but safe home for my family and not want to kill myself less than a month in...
in short..OMFG HELP ME!!!
Re: HELP PLEASE!! :/
Thank you for saying what I was thinking!
I am thinking OP's reference to her lesbian mom as a potential reason why her employer is screwing her? As to how...and b/c of discrim laws, no clue..
As PP suggests, look into Section 8 and HUD.
However, if you've been living with your mom and for all intents and purposes, it has been an 'ok' situation; perhaps while YOUR family (as in you - and your new job and your DH and girls) is trying to get stable - the best option would be to remain right where you are. You don't have to come up with money as a deposit, you don't have any add'l 'start up' costs in beginning a new household (even if you are only moving to say, an apt) and as your thank you to your mom -- as long as she is ok with you staying there, your thank you can be in the form of figuring out what you'll make, waiting for your DH's med stuff to get situated to see if he'll get disability, get on a budget with your new income (inclusive of your state aid) and get on a plan to eventually move out.
Right now, it sounds like with a new job, things might be looking up while things are changing and looking down for your mom - so it might be best to stay up and maximize the minimal financial resources into maintaining the current household.