Buying A Home
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Will we ever close!?

SS timeline in siggy.  We were supposed to close by 9/15.  LO told us that would be no problem, then he vanished on a vacation we were never told about and when he came back he told us it was sent to underwriting on 9/2.  I finally called USDA last Tuesday because we were pissed/in freak out mode, since he said he had emailed them and they hadn't done the electronic update on 9/14 like they were supposed too.

USDA received it on 9/14.  I called LO pissed and he said A. he never told me we'd make close (LIES), B. He never said he sent it on 9/2 (MORE LIES!!)

I think the guy at USDA felt bad for me because when I called file had not been assigned and the next day had been reviewed.  (last Wed)

HOWEVER,

they had questions about our appraisal's land to house value & if the land could be subdivided (no it's a little over 1acre.  In our county it has to be 5 or more, I think).

IF the appraiser would have replied Wed evening, we could have closed Friday.  I didn't talk to LO Friday but as far as I know appraiser hasn't responded to LO to send to USDA.

Our SS approval expires this Friday.  Not 1 aspect of this entire thing has gone according to plan.  Our appraisal was delayed, our water failed & took 2 weeks to pass, etc.

In our approval it clearly states from BOA that IF an extension is granted we have to pay some type of fee to them.  FML.

DD1(4):VSD & PFO (Closed!), Prental stroke, Mild CP, Delayed pyloric opening/reflux, Brachycephaly & Plagiocephaly, Sacral lipoma, Tethered spinal cord, Compound heterozygous MTHFR, Neurogenic bladder, Urinary retention & dyssynergia,kidney reflux, Enlarged Bladder with Poor Muscle Tone, Heart arrythmia, Ehler danlos syndrome-Hypermobility type.  Possible mito disorder-workup in progress.

DD2(2.5): Late term premie due to PTL, low fluid & IUGR, Reflux, delayed visual maturation, compound heteroygous MTHFR, PFAPA, Bilateral kidney reflux, Transient hypogammaglobulinemia 


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