Colorado Nesties
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
I'm about to breakdown
DH's company just announced that they are no longer paying for dependent healthcare. We havn't had to pay anything minthly for 4 years. We don't have the money to pay for it but can't afford to go without. We are already cutting back and were trying to save money to ttc at some point this year and now there is no way we can afford to. My job ended last month so my income is gone and we just found out our auto insurance is almost doubling because of my accident. So far this year sucks. It was supposed to get better.
Re: I'm about to breakdown
Married Bio
4 losses: Blighted ovum 1/11, CP 12/11, CP 3/12, and our perfectly healthy baby girl Charlotte Grace, missed M/C 5/31/12 at 8w5d
Surprise unmedicated BFP 9/21/12!! Beta #1 9/22 (10 DPO): 46 Beta #2 9/24 (12 DPO): 226! Heartbeat 136 bpm at 7w! It's a BOY! Theodore Joshua 5/23/13 7:36am 7lb 13 oz, 19.25 in
It's really sad that his company didn't consider other options - going from not having to pay anything for dependent coverage to not covering dependents at all is a significant change. They are really taking a gamble assuming that their best workers have spouses who have access to coverage elsewhere. Not a good retention tool when you don't cover the kids!
Hope you are able to find something for yourself and your dD!
Growing Up Olson
Wow, that is a big change.
Do they have any other plans you could do that would be cheaper monthly?
DH's company doesn't pay for dependents, so we paid over $900/month last year for the Aetna plan. We switched to the UHC HSA plan this year so it went down to about $600. Still a big chunk of the budget, but that $3600 a year savings should make a big difference for our finances.
PHOTOS REMOVED
They have 2 plans our old plan and a basic plan if DH wants our old plan he has to pay $20, they will pay for his basic. For dependants the premium (old plan) is $50 more than the basic.
The thing that really gets me is DH asked the HR person atleast 6 times in nov/dec if they were changing so we could plan because we are on a fixed income and because she was really pushing everyone to get an HSA. We were told oh nothing is going to change and put money into the HSA to pay our previous deductable (which was lower) now we cannot change the money put into it or request for them to stop putting money in. We out in enough to cover our family deductable, which if G and I don't get on the insurance will go to waste because DH has never even touched a deductable im the 9 years I have known him.
We will probably just put G on CHPP (if possible) and not get me any coverage until we can afford it.
No more baby siggie pics. Boo.
Holy cow, we're going to have a little sister!!
4 losses: Blighted ovum 1/11, CP 12/11, CP 3/12, and our perfectly healthy baby girl Charlotte Grace, missed M/C 5/31/12 at 8w5d
Surprise unmedicated BFP 9/21/12!! Beta #1 9/22 (10 DPO): 46 Beta #2 9/24 (12 DPO): 226! Heartbeat 136 bpm at 7w! It's a BOY! Theodore Joshua 5/23/13 7:36am 7lb 13 oz, 19.25 in