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Pretty much I am refinancing to pay for new baby's daycare

I just did it - with ING - and am saving almost EXACTLY what it will be costing us per month to send the new baby to daycare.  So much for buying some new clothes!

STICK A PENIS IN MY LIFE!!!!!

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Re: Pretty much I am refinancing to pay for new baby's daycare

  • A penis is what got you in this situation in the first place. :)

    hey think of it this way your not paying your current rate AND putting the kid in daycare

  • "Stick a penis in my life" just sounds so innocuous/funny compared to FML for some reason.
  • imagemrs.marie.g:

    A penis is what got you in this situation in the first place. :)

    hey think of it this way your not paying your current rate AND putting the kid in daycare

    took the words right out of my mouth.
    yeah, I get what you mean though.....we're doing some crazy rearranging of savings and bills to be in the position to pay for daycare come this time next year hopefully.

    BFP #1 5/10/06 ...m/mc @11.5w 6/29/06 D&C 6/30/06
    BFP #2 10/29/08 ...stillborn via c/s @41w 7/20/09
    Lilypie Angel and Memorial tickers
    missing my baby everyday
    BFP #3 1/20/10 My angel's little sister Grace Madison was born September 8th 2010 @37w. We're so blessed! Thank you angel for getting her here safely.
    BFP #4 12/30/11. Jackson Christopher 8/22/2012 via repeat c/s @ 37w 3d
    image
    image
  • That's a crazy amount to be saving! What was your rate before! If it makes you feel any better I had to refiance to take $ to do an addition, paying $500 more a month and still have to pay for additional daycare for # 3! Stick the football teams *** in me! LOL LOL

    Happy Friday!

  • imagemrs.marie.g:

    A penis is what got you in this situation in the first place. :)

     

    LMFAO!!!

  • Whoa! That's a HUGE savings.

    Going back to crying now. 

  • Holy crap. Either you are sending your baby to a cheap hotel or you just saved a huge amount.
  • My mom is over and just watched me spit Diet Coke at the screen...

     

    It is insane how much daycare costs...it's a huge factor in whatever we will be able to have any more children. 

  • WOOO "free" daycare! Stick ANOTHER penis in you!
  • I am going from a 6 percent 30 year to. 2.9 percent 5 year ARM. And borrowing 50K less than I a originally 6 yrs ago.
    imageAlternaTickers - Cool, free Web tickers Lilypie Second Birthday tickers Lilypie Maternity tickers
  • imageJessiJane777:

    My mom is over and just watched me spit Diet Coke at the screen...

     

    It is insane how much daycare costs...it's a huge factor in whatever we will be able to have any more children. 

    This is why if W ever does get a sibling it won't happen till he's in school. Oh pooey, I'm really annoyed by that.

    image
  • Wow I am surprised a 5 yr arm is at 2.9% -- you can get a 30yr fixed for like 3.875 now.  You would think an arm would be like 1.5! Still can't believe that 30 yr fixed is in the 3's --- I remember buying my house at 6 1/4 and being told it was the lowest rates we would ever get! LOL
  • imageturtle520:
    imageJessiJane777:

    My mom is over and just watched me spit Diet Coke at the screen...

     

    It is insane how much daycare costs...it's a huge factor in whatever we will be able to have any more children. 

    This is why if W ever does get a sibling it won't happen till he's in school. Oh pooey, I'm really annoyed by that.

    Again, Diet coke on the screen! 

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