New Jersey Nesties
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Refi ladies...changes should be coming in March!
Read the attached..it should make it easier for some! im hoping we can get in on it then! We are at 6.5 but because I have more debt now due to MH unemployment, they used it against us. Even tho he now has a job, it isnt enough....so frustrating.
Anyway let's keep our fingers crossed that this goes through!! 
Re: Refi ladies...changes should be coming in March!
same here! No fannie or freddie loan! I wish-
The Journey of Me
Vacation, 2011
That stinks your loan isnt Freddie or Fannie. Did you check on that website just to be sure.
http://www.makinghomeaffordable.gov/get-assistance/loan-look-up/Pages/default.aspx
Mine is under one of them but I UNFORTUNATELY have Bank of America and they stink at what they offer!! They dont do rate modifications that others do, so even though like you all, we pay on time each month, it doesnt help! boo!
oh and we have BofAgainst America too- so it wouldn't matter- I swear they are the worst freaking bank ever!
The Journey of Me
Vacation, 2011
oh and we have BofAgainst America too- so it wouldn't matter- I swear they are the worst freaking bank ever!
The Journey of Me
Vacation, 2011
I know but it stinks because if I had a bank that did rate modifications, if you pay on time, they don't have to go thru all the appraisal and credit checks again. Since MH was unemployed for 1.5 years and then got a job that isnt super high pay at all, our debt ratio is higher than it was when we bought 4 years ago. My student loans and his student loans kicked in now due and our CC debt went up since he was out of work. Even tho we have decent credit scores, they said our income wasnt high enough. IF BOA wasnt such jerks, they would see the point of the program. I always pay my mortgage first, always, so I wish they see we take it seriously and help us out a tad. Obviously I wouldnt need the refi if we had all our ducks in a row. You know what I mean? It kills me to be at 6.5 though. Do you know when this modification will take place? is it march?
The Journey of Me
Vacation, 2011