Buying A Home
Dear Community,

Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.

If you have questions about this, please email help@theknot.com.

Thank you.

Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.

When to get competitve w/ lenders

When trying to get the best rate with your interest, do you shop around when getting pre-approved? Or is it when you actually go to apply and lock-in?

Re: When to get competitve w/ lenders

  • We shopped around after we were preapproved. The banks will take a much deeper look into your finances once it is time to lock in and go to underwriting.
    Sorry that most of my jokes are borderline inappropriate. And by sorry, I mean you're welcome. Cait_S
  • We shopped around for lenders to get a sense of who we may want to deal with, selected 2 and got pre-approved by both, and then competed them against one another once we had a ratified contract in hand.
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