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Just a vent
A friend and her DH found a house they really wanted to make an offer on. Both know my dad is a mortgage broker. Friends' DH has a friend who is also a mortgage broker. They chose to go with the friend. Fine, whatever. After 3 weeks they come back to me and say they want to talk to my dad because the friend said he was not able to get them approved for the amount they wanted. Their debt to income ratio is way high. My dad sits down with them and spent the last 2 weeks working on getting this mortgage to come through for them. He finally did. He calls friends' DH and tells him what he did to get it approved. Friends' DH calls his broker friend and feeds him all of my dad's work! Now, they have signed a contract with the friend. My dad did all the work for nothng. I am really ticked. So wrong on so many levels...
Would you bother telling the friend why you're upset? I feel like they totally took advantage of my dad, his time and experience.
Re: Just a vent
Ok, this is only my opinion but it sounds to me like your friends are the reason the housing market is in the crapper to begin with. ?People are buying houses that they can not afford. ?If your friends debt to income ratio is too high now, sounds like they really can't afford this house to begin with. ?
Now, I don't blame you for being mad and if it was me, I would definitely say something. ?As some of you probably know, I am very outspoken and wouldn't be able to hold myself back on this one. ?Although I probably would have told them that they shouldn't buy that house because they couldn't afford it to begin with. ?Again, this is all just my opinion.?
They definitely should not be buying this house, at that price, in this market. I definitely agree with you there. She is a SAHM and he owns a landscaping company. She has told me before how tight things are because his business just is not doing well right now. Their car payments are crazy expensive. His truck payment is more than my mortgage!
I really do want to say something because I think what they did is really shitty, besides unethical and just plain dirty business.
My Dad is a realtor and if any of my friends took advantage of him you bet they would hear from me about it!!!!
Scheduled IVF for April 2013--SURPRISE, don't need it! EDD 9/6/13
I really want to say something snarky like hope you enjoy your new home, because it cost you a friendship.
It also sucks because our kids are the same age, go to the same school (aren't in the same class), and are close friends. I just don't think, even if they were to apologize, I could ever look at them the same.
I would def tell your friend why your mad. That was SHAADDDYYYY
Opinions about whether or not they "should" buy the house b/c they can't afford it, should be kept to yourself. BUT you should definitely tell your friend that they took advantage of your dad. Maybe they don't understand all the work that goes into something like that. In that case you need to educate them so that they can SEE what kind of position they put your father in. If they do know the work involved (which your friend's DH's friend certainly should) then what they did was totally crappy and the fact that they would put that over your dad's feelings and your friendship should tell you exactly what kind of friends they are. (One's that you don't need!)
Sorry you (and especially your dad) had to go through this.
Thank you for all of your kind words ladies. It does help to know I'm not overreacting.
I tried to call her, but got her voicemail. It just gives you a really crappy feeling when you find out you can't trust people you thought you could.