Random question

goatlady12

H and I were taught very differently about money growing up.  I'm definitely more financially responsible than he is.  He was really bad when we first started dating but with age and my influence he's gotten much better.  He still every once in a while slips back into old habits and charges something to his high interest credit card that we've been working at paying off.  Maybe happened today and made me see red for a while...

Anyway, would you say you or your husband are more financially responsible?  And would he agree with you?

mana8503

I'm the financially responsible one, H will whole-heartedly agree.  He's came a long way since handing over the reins to me.  When we were dating I used to joke and tell him - "You know, you're allowed to keep money in the bank from month to month..."  I love budgeting and planning so I don't mine.  I have a budget, it's just getting him to stay in check, that man LOVES to eat out...

mpjf1001

I am and im sure DH will agree to some extent, especially when i tell him he lives in a bubble about $. When he had his own checking account he would never pay attention to what was in there or keep a ledger that he always over drafted and i would get annoyed with him bc everytime it was a $40 fee, like c'mon!

I keep track of all our expenses, pay the bills, etc. H knows if he is going to put something on the cc he needs to run it past me first since i know which cards we have balances on, if we can afford it etc. I've had to sit him down a couple times and be like just bc you gross x doesnt mean you can spend it, we have all these bills (cell phones, mortgage, electricity, cc's, 2 car payments etc) and then he gets it, but sometimes i want to choke him bc he thinks he can just swipe his debit card and all is good in the world especially when it comes to snowboarding and his little trips he likes to take!

lehc723

Eh, we both could be better. :-/

pzavecz

Haha.  I'm an accountant (a CPA actually..but my license is inactive currently) so one would think the financially responsible one would be me.  But nope, it's actually H.  I can keep track of money for multi-million dollar funds but when it comes to my own personal finances, I kinda suck.  I don't keep a personal budget and I'm not one to obsessively check my account balance.  I think I maybe check my account once a week and every now again when I'm expecting money to come in or out for direct deposits or scheduled payments.  Yeah, I'm not sure how I ended up being an accountant.  Lol.     

minionlover

I think that I am better at managing the finances and making sure we have enough to pay the bills.  I think the DH would agree.  We do have a budget but we are both sometimes bad at following it though.

pockysquirrel

It's a toss-up. I'm better at saving money, not spending impulsively, and managing credit. But he is a lot more knowledgeable about things like taxes, investing, mortgages, etc. than I am. We both definitely have our own strengths and weaknesses, but so far it seems to be balancing out well. 

brainybrunette

I'm a little better at saving money than DH is. He can be a bit more impulsive whereas I'm usually the voice of reason. Example: "Yes that new iMac would be really nice, but do we really need that and can we really afford that right now when we're trying to save for our honeymoon"? (iMac was NOT bought!) I frequently put myself on spending freezes, only buying what's absolutely necessary and avoiding malls/stores where I've been known to spend a lot in (looking at you Banana Republic LOL).

Other than that, we're pretty even. Luckily, neither of us has ever carried a balance on our credit cards and we've vowed never to let that happen. To us, it's just not worth it.

We both have student loan debt, his is worse than mine. We'd like to pay his off faster, but it's hard to make bigger loan payments and save money at the same time.