Money Matters
Dear Community,

Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.

If you have questions about this, please email help@theknot.com.

Thank you.

Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.

Credit Karma

I keep seeing commercials for Credit Karma on TV.  If you have used it, is it as good as it sounds?   TIA

Re: Credit Karma

  • I use credit Karma. I am not sure how true it is to real life situations as I haven't tried to go get a home/car loan. However it keeps track of my CC debt and the one time I missed a payment there was a considerable drop in score. It has been interesting to track over the last year and a half though.

    Anniversary
    Love: March 2010   Marriage: July 2013   Debt Free: October 2014   TTC: May 2015
  • Mrs.H.Mrs.H. member
    Ancient Membership 2500 Comments 5 Love Its Combo Breaker
    I used it and found it accurate.
  • I use it, but I haven't gotten a FICO score to compare it to. At the very least, it's nice to have someone monitoring my report for free on a regular basis - it would tell me if something suspicious showed up before I could see it on my annual free report.

    image

    "You know you're in love when you don't want to fall asleep because reality is finally better than your dreams." - Dr. Seuss

    TTC #1 August 2014. BFP 9/26! EDD 6/9/15
    Baby A born 6/17/2015
  • I use it and I find it to be great for tracking trends. Your actual credit score will likely be different. I have increased my score by about 80 points since my bankruptcy a year and a half ago by following the suggestions on the site and it cost me nothing. 

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