The good news is we paid off the tax bill (650) and have 1000 back in emergency savings. I have also started an IRA account and am putting in 100 a month for now. We wound up with two bills for DH's urgent care visit and hospital stay totaling 3500 more (had already paid about 300) and were able to get payment plans on both. One has a 150 minimum payment, and I am not sure yet on the other one because it's being handled by another entity now that works like Care Credit, but we have a year to pay it off interest free.
The bad news is that not only is DH still having to go to regular visits to specialists for his kidneys and heart, he now has an infected wound on his foot. He has reached his out of pocket maximum for the year, but we still have to pay the copays and they are adding up. I am kind of worried that it's not going to heal before the end of the year, and then we'd have to meet the deductible all over again.
I am hoping we can finish paying off what's left of the CC by the end of next month and then get the medical bills paid off by the end of the year. At least that way if we have to meet the deductible again we will not have any more debt besides the student loans. I am just hoping and praying I don't get sick or injured any time soon. We need all the breathing room we can get.
Re: Update