I would ask my spouse if they are getting things taken care of (ie. student loans and various thing) and they said they will get these things taken care of. My thing is if it's not taken care of ASAP I tend not to trust they would get these things done.
Thoughts?
Re: I need to be more trusting
I see myself doing this sometimes because I am impatient and feel like I nag my H sometimes if things aren't done on time/when I want them done. Sometimes these things are important and time sensitive (paying bills on time, etc) but sometimes they aren't (garage organizing, etc). You should think about how important/urgent these things are and make sure that you're not being too uptight. I'm guilty of this sometimes.
I would have a calm but serious discussion with your spouse to voice your concerns to explain the significance and potential consequences of procrastinating to your spouse.. Maybe even write out a "to do" list if that would help and offer your assistance if they are having trouble or dragging their feet. I've learned that it is definitely better to be non-confrontational but it doesn't hurt to approach the subject to them with "I'm sorry and I feel like I am nagging you constantly but paying off these student loans are important for our financial standing and key to setting us up for success in the future."
Try to make your expectations as clear as possible, but try not to be overly demanding and approach the subject as a partner and teammate, not as an attack.
It's also worth considering your spouse's reasons for putting things off. Maybe there is an underlying issue: financial problems, stress, exhaustion from work, etc.
Good luck!