Money Matters
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What have you given up to save money that you haven't found yourself missing? DH and I are probably buying a new house this fall, and we decided we aren't going to get cable again. Just use my brother's netflix account and get an antenna for basic news channels. It will save like $70 a month and hopefully help us to not be such slaves to the tv! I'm wondering what else we could get rid of, but there isn't a lot else that I can think of.
Re: What to give up
Ditto cable. We haven't had it for 7 or 8 years. Don't miss it at all. It's very freeing in so many ways not just financially.
We have a Keurig but rarely buy K-Cups. We use a reusable K-Cup and buy Biggby Best (huge bag at Sams for $12) that lasts a month or so.
We haven't cancelled cable yet, but plan to do so when we move at the end of the month. I'll be fine without it, H is the one feeling uneasy about it.
The only things we don't buy store brand are pop, toothpaste, and tampons. I gave up drinking pop about 6 months ago. If I could get H to stop drinking it, we'd save some money and it would be healthier.
We still have cable and I'd have a hard time getting rid of that. With the long cold winters, we need something to do inside...
H has a smartphone and I downgraded to a basic phone and I don't miss a smartphone at all and it saved us a lot of money. We have an Ipad so that makes up for it for me
You can cut gym memberships if you have them...there are other ways to stay healthy and fit
I learned to buzz H's hair from youtube and we save some good money there. I also get my haircut at Family Haircut where it costs $16 every 2-3 months and I am very happy with that. I also highlight my hair twice a year there for $70. I don't do any other girly things like getting my nails done etc...
I got rid of my of my car payment years ago and it's so nice not to have that payment. My car is 8 yrs old and it still looks/runs great!
Another biggie for us was switching cell phone companies. We were with Verizon and our bill for 2 phones was about $150. We switched to net10 and our new bill is 90 a month for more data, and unlimited talk and text that we didn't have before. Quality has been about the same.
I can't talk H into the really budget cell providers like Republuc Wireless, but we did save about $50 a month switching from Verizon to T-Mobile.
Here Are some of my tips:
1. Tear up your sales ads if you get the paper. One trip to Target for some discounted hamburger buns can end up costing a $100. Often times, I see something in the Lowes, Home Depot, or Target ad and it "reminds" me that I want/"need" it. These are things that generally wouldn't be on your mind unless they were right in front of you.
2. Call all insurance companies and ask for a lower rate--Auto, Life, Home Owners, etc. See what happens.
3. Stay active. Sitting around on the computer leads to needless online purchases.
4. Buy used. Don't be afraid of Goodwill, Craiglist, and Garage Sales. This is especially important when you have a bright, shiny new house that you want to furnish with all the beautiful things from Target. I recently found school uniform shirts for .50 a piece at a yard sale in my neighborhood. They were in good condition and saved me $13 a piece (my six year old will destroy new shirts the first week of school anyway).
There's a great thread here that you might want to check it out. It's like 80 pages long with stuff people have done to save money:
http://forum.mrmoneymustache.com/ask-a-mustachian/what-small-things-did-you-do-today-to-save-money/
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
YES! Two years ago, I bought a $20 Stanley heavy duty stapler and staples to go with it at Home Depot. Since then, I have recovered a piano bench, a hall bench, an arm chair and all 6 of our dining chairs. As long as you use thick material, you can use really any fabric for upholstery...my arm chair (that I bought for $25 on Craigslist), is recovered in a scrap of a Target drapery panel that cost me about $15.
I have also found that a super hot glue gun can work wonders on hemming up drapery panel bottoms. As long as your line is straight, you cannot tell that it's glued versus sewn.
Lastly, I hem a lot of clothing items for the kids and DH. Not just buttons...I have fixed hems and other things too. A family sewing kit is a good thing.
I also will take shoes to a cobbler for repairs if they are good, decent shoes and still are worth wearing (not completely worn out). Many times doing that is cheaper than buying a whole new pair, but it does depend on what the cobbler has to fix.
With YouTube these days, anybody will a bit of skill and some time, can do pretty much all repairs and projects. DH is self taught on tile work, building decks, building shelves, refinishing furniture, as well as plumbing and electrical work. Driveway repairs, landscaping, etc.. It has saved us a ton of money.
I love this post!
I second the cheaper cell phone plan, cheaper car, and dropping cable. I've probably shaved $500 off our monthly expenses by doing these three things plus shopping around for insurance. Love the ideas about oil changes and hair cuts... I may have to try that!
Other things we do:
1. The dog gets her annual shots at a low cost vet clinic. It takes more thought, planning, waiting in line, but it is about half the price!
2. We don't buy each other gifts for birthday, Christmas, anniversary, etc. We just make an effort to be extra sweet to one another and maybe go out to dinner.
3. I refuse to pay for exercise. I run outside when the weather is good and do free YouTube workout videos when the weather is not good.
1. DH has started using the library instead of buying books.
2. We go meatless at least one day a week for dinner. DH isn't a huge fan but since we both like Kraft Mac and Cheese we are having some good success.
3. We were eating Lean Cuisines most of the time for lunch. We are now doing PBJ instead. We might get tired of it later but for now it is working and we like it better than eating hot food anyway during the summer. This is probably saving us about $30-35 per week.
4. I guess I can also add that we have given up some of our privacy and schedule flexibility lately to make money on AirBnB. It is working out really well so having people in our house at times is worth giving up some of our privacy/alone time.
ETA #4
There are a lot of things that I'm willing/happy to do for the sake of not spending needless money. Living on rice and beans when I don't have to is not one of those things. That's a whole new level of commitment to the cause!
This made me giggle. Anyone else find rice and beans really tasty? I make them nice and spicy and put cilantro in the rice. :-)
That said, I agree with your overall point. We skimp less on food to cook at home, but rarely go out so I think we end up ahead on food in the long run.