spin-off from yesterday's post

JoanE2012 · October 2015

short+sassy said:

vlagrl29 said:

julieanne912 said:

If it helps anybody, we had to put in our own AC in our new house... the builder wanted like 5 grand to put one in. Our contractor offered financing through Wells Fargo for 0% interest for a year. The unit ended up costing around $2800. We did the financing and will just pay it off before the 0 interest is up. So might be an option if you're not debt averse, and have the money to back it up (we did) in savings if you needed to pay it off early for whatever reason.

That sounds like a good deal. We also need the coil replace which they say is an extra $2700

I'll call both of you and raise you another $2200 . My house was built over 100 years ago and has never had central ac/heat. I looked into getting that added after I bought my house. $7700!!! Because, in addition to buying/installing the equipment, they would also have to put in all the ductwork. And that would be just for my side of the house. If I wanted central ac/heat for the other side of the duplex, that would be another $7700.
Thanks. ButNoThanks. I'll stick with my window units.

We replaced our A/C last summer - set us back about $10k (with no ductwork!). In terms of units, we got the higher end of the mid range, so still not even top of the line. It sucked laying out all that cash (charged it first to get the points!), but we plan to be in this house for a long time so hopefully it will last us.

orangehills · October 2015

We have a six month e-fund. We couldn't survive on just one income if either of us lost our job, so I make sure if that happened, we have enough. But I actually keep 6 months of money in the efund to cover both of our incomes. So currently we have 20k and I'll get us to about 25k (7 months) cash by the end of next year before I'll leave it. We have a different account for car maintenance savings. We have a newer home and no debt besides the mortgage, and only one kid, so I think we'll have more than enough. Now we're in catch up mode on retirement

vlagrl29 · October 2015

JoanE2012 said:

short+sassy said:

vlagrl29 said:

julieanne912 said:

If it helps anybody, we had to put in our own AC in our new house... the builder wanted like 5 grand to put one in. Our contractor offered financing through Wells Fargo for 0% interest for a year. The unit ended up costing around $2800. We did the financing and will just pay it off before the 0 interest is up. So might be an option if you're not debt averse, and have the money to back it up (we did) in savings if you needed to pay it off early for whatever reason.

That sounds like a good deal. We also need the coil replace which they say is an extra $2700

I'll call both of you and raise you another $2200 . My house was built over 100 years ago and has never had central ac/heat. I looked into getting that added after I bought my house. $7700!!! Because, in addition to buying/installing the equipment, they would also have to put in all the ductwork. And that would be just for my side of the house. If I wanted central ac/heat for the other side of the duplex, that would be another $7700.
Thanks. ButNoThanks. I'll stick with my window units.

We replaced our A/C last summer - set us back about $10k (with no ductwork!). In terms of units, we got the higher end of the mid range, so still not even top of the line. It sucked laying out all that cash (charged it first to get the points!), but we plan to be in this house for a long time so hopefully it will last us.

10K!! holy moly! I hope it lasts more than 10 years for you.

julieanne912 · October 2015

JoanE2012 said:

short+sassy said:

vlagrl29 said:

julieanne912 said:

If it helps anybody, we had to put in our own AC in our new house... the builder wanted like 5 grand to put one in. Our contractor offered financing through Wells Fargo for 0% interest for a year. The unit ended up costing around $2800. We did the financing and will just pay it off before the 0 interest is up. So might be an option if you're not debt averse, and have the money to back it up (we did) in savings if you needed to pay it off early for whatever reason.

That sounds like a good deal. We also need the coil replace which they say is an extra $2700

I'll call both of you and raise you another $2200 . My house was built over 100 years ago and has never had central ac/heat. I looked into getting that added after I bought my house. $7700!!! Because, in addition to buying/installing the equipment, they would also have to put in all the ductwork. And that would be just for my side of the house. If I wanted central ac/heat for the other side of the duplex, that would be another $7700.
Thanks. ButNoThanks. I'll stick with my window units.

We replaced our A/C last summer - set us back about $10k (with no ductwork!). In terms of units, we got the higher end of the mid range, so still not even top of the line. It sucked laying out all that cash (charged it first to get the points!), but we plan to be in this house for a long time so hopefully it will last us.

Holy crap... 10k for AC?? what the hell? I've never heard of it costing that much, ever. We got a good deal on ours at $2800 (we did pay the builder $500 to have it pre-wired, but that was included in the purchase price of the home), but I've never heard of any AC costing $10,000 if ductwork wasn't involved.

als1982 · October 2015

julieanne912 said:

JoanE2012 said:

short+sassy said:

vlagrl29 said:

julieanne912 said:

If it helps anybody, we had to put in our own AC in our new house... the builder wanted like 5 grand to put one in. Our contractor offered financing through Wells Fargo for 0% interest for a year. The unit ended up costing around $2800. We did the financing and will just pay it off before the 0 interest is up. So might be an option if you're not debt averse, and have the money to back it up (we did) in savings if you needed to pay it off early for whatever reason.

That sounds like a good deal. We also need the coil replace which they say is an extra $2700

I'll call both of you and raise you another $2200 . My house was built over 100 years ago and has never had central ac/heat. I looked into getting that added after I bought my house. $7700!!! Because, in addition to buying/installing the equipment, they would also have to put in all the ductwork. And that would be just for my side of the house. If I wanted central ac/heat for the other side of the duplex, that would be another $7700.
Thanks. ButNoThanks. I'll stick with my window units.

We replaced our A/C last summer - set us back about $10k (with no ductwork!). In terms of units, we got the higher end of the mid range, so still not even top of the line. It sucked laying out all that cash (charged it first to get the points!), but we plan to be in this house for a long time so hopefully it will last us.

Holy crap... 10k for AC?? what the hell? I've never heard of it costing that much, ever. We got a good deal on ours at $2800 (we did pay the builder $500 to have it pre-wired, but that was included in the purchase price of the home), but I've never heard of any AC costing $10,000 if ductwork wasn't involved.

Did it include a new furnace as well? We replaced both last year and spent a little over $8,000. I can see it costing $10,000 or more for a larger house with zoned temperature controls.

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