Money Matters
formerlyjessica490
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
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Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Monday Accountability
1. How MM was your weekend?
2. Any progress towards goals?
3. Any last thoughts before tomorrows election?
Re: Monday Accountability
1. 74 Groceries, $100 Target (sweaters).
2. Nothing, we get paid this week. Hopefully my bonus will be in there...
3. May the best MAN win!
2. We had a fairly low spend weekend so that will help with our goal to minimize expense/increase savings.
Our German Phd arrived and she is really nice. I think we will enjoy having her for the month.
3. I took an online poll last night to see the candidates that I matched up best with. It was depressing because it was candidates going back to the primaries and the top few for me didn't make it to the ballot....what could have been with different primary results
On the plus side I get an early out from work to encourage voting. I am swamped so not sure how early I'll get to leave but I will make sure it is earlier than 5pm.
1. How MM was your weekend? It was ok- groceries ($118.. although I forgot a bunch of things, which is why it was only $118), ON/Gap/BR ($100 - friends and family weekend.. needed some new shirts, pants for DH)
2. Any progress towards goals? nothing financial this week. Bathroom is still coming along.
3. Any last thoughts before tomorrows election? To quote Kate McKinnon, "We can’t tell you who to vote for, but on Tuesday we all get a chance to choose what kind of country we want to live in"
2 - none on the financial side. We did go to blue cross on Friday to find out only 2 plans are available for us on the ACA. the bronze has an OOP of $14k (no thanks) and the silver has an OOP $1100. It will be more in premium for us. We are paying $90/month now - in Jan we will pay $269 a month. I'm calling our providers today to see if they take Cigna. That's a new provider on the exchanges for 2017. If they don't then we are pretty much only with blue cross. I'm sad that health care keeps going up in price and that most of the providers have already pulled out of the marketplace.
3 - I'm going out tomorrow morning around 10am and vote. I do have thoughts but I don't want to offend anyone here. I'm just kinda sad that we couldn't of had better candidates to pick from.
2. Yes, H's check went toward out current savings goal and to incidentals associated with our upcoming vacation.
3. I voted yesterday. #ImWithHer
1. How MM was your weekend? Eh...a little spendy. Between a few meals out, Costco, and the liquor store we spent about $350. But one of those meals was because my mom was in our area so we treated her to dinner.
2. Any progress towards goals? Um. Well..I've gotten 3 positive FRERs over the past 3 mornings!! Still have my beta on Thursday but we are pretty excited - I'm in denial that this might actually be finally happening!
3. Any last thoughts before tomorrows election? I'm ready for it to be over and #imwithher.
2. Moved $150 to savings
3. I'm ready for it to be over. H dropped off our ballots a week ago. #imwithher. The political ads were the worst part of watching the World Series.
We did have some interesting props to vote on here in CO on the state level. One is for assisted suicide, and another is for a gradual minimum wage increase to $12/hour. So I'm curious to see how those turn out.
1. How MM was your weekend? Not bad. $20 for drinks/apps with my parents on Friday, $30 at a bar Saturday, $5 for raffle at church, $20 weekly donation to church, $50 on groceries.
2. Any progress towards goals? Not financially, but I talked with my mom about some things that have been heavy on my mind and I think I found some clarity. Time will tell, but at least I feel better about things right now.
3. Any last thoughts before tomorrows election? I won't divulge who I voted for, but I will say that I'm not thrilled with any of the candidates. And I'm dreading coming to work tomorrow and Wednesday because my coworkers overwhelmingly lean the opposite direction of me and there seems to be this clique of people to vote the same way, who don't know how to be professional about it in the workplace. Ugh. I want to crawl under a rock and come out in 4 years.
2. $500 to savings this week.
3. I'm just happy to not have to be at work this week. So many clients think it's appropriate to come in and talk politics; I can only imagine how bad it's going to be tomorrow. Really, I'm astounded every time someone brings it up in conversation. What sort of response do you think you're going to get from a representative of a corporation in a professional setting? I will neither agree nor disagree with you. Honestly, I'm not even listening to you, I'm just politely waiting for you to stop talking.
1. How MM was your weekend? It was ok. Normal budgeted shopping - dog food, groceries, small hardware store trip, and I managed to only spend $35 at the plant nursery.
2. Any progress towards goals? I dropped money into my Roth IRA ahead of the election. So...either it's going to do really awesome in a couple of days or tank...but I guess it's better than letting it sit in savings doing nothing at all.
3. Any last thoughts before tomorrows election? I'm so ready to be done with this whole thing. I voted last week. We have a bunch of local propositions and amendments and I'm nervous for a few of them. I think I'm going to be up all night tomorrow watching results come in.
1) Spent about $200 on groceries, gas, movies, a toy for our niece, etc.
2) I invested in our Roths. I wish I had bought on Thursday, but I bought Friday. Still, I managed to catch the uptick today.
3) I'm actually still undecided. I can't stand either one of them, so I might just vote third party. Or I might vote based on VP candidates since I think either one of them could get impeached. Or I might not vote for the president at all and worry about our local elections. We have a bunch of judges up for reelection. I live in Alabama, so my vote doesn't matter at all for the presidency, but it does matter for our local elections.
FYI, the odds of hillary winning are really high. So regardless of how you vote personally, you might want to buy today.
1. Not great, but needed services/things. Took the cat/dog to the vet for their annual shots. $207, including the "good" (ie expensive) flea/heartworm medicine for the dog. $83 on groceries, but that included 11 lbs. of center cut pork loin for $16! Many cheap dinners with that. McD lunch for H and I, $10.
$31 at the groomers for the pup and $15 for a new pup toy and treats. We got her groomed at a new Petco that opened up in a new strip mall. I had a 25% off coupon. $20 at a new wing place (same strip mall).
2. Paid the mortgage and cash-flowed the weekend expenses. I also have $1200 earmarked for part of my HELOC payment, but am waiting until after this month's due date so it goes towards my Dec. payment.
3. I'll just be glad its over. I'd be mildly excited about Hillary, if it wasn't for all her e-mail/lack of security problems. I'll be watching the results tomorrow evening, which I don't normally bother doing. I'll be pulling out the hard stuff for my beverages of choice.
I am VERY curious to see if Louisiana goes blue, for once. We're a pretty red state, but we universally despised our last Repub. governor (Jindal) and there is a lot of dislike for Trump.
I feel very clear cut with the candidates running for state/local positions.
Red Wine Brownies with Drunken Cranberries
Red Wine Hot Chocolate
We also reserved tickets for a concert later this month so the membership has already more than paid for itself and we still have 3 more event spots available with our 5 event membership.
1. How MM was your weekend?
We went to Newport Vineyards on Friday (we were both off) and got free tastings (Seriously 5 tastings which were about 1/2 a glass each), spent $55 on lunch there, and then $160 on a case of wine (actually 199 for the case, but 3 bottles went to my parents). With that wine, we will basically stay in all month instead of going out. I also spent $120 on groceries.
2. Any progress towards goals?
I didn't work last week (unpaid, week between jobs) so...no. H worked 66hours34minutes between 10/28 and 11/2 so that helps make up some difference.
3. Any last thoughts before tomorrows election?
We voted last week. I'm focusing on the questions on the MA ballot because they don't scare me like the presidential results.
@LillibetteV First off, Congratulations! Second, How do you think the questions will go in MA? We were talking about it last night, I'm curious what others think. Not necessarily how we voted, but we think no on 1 (casino), no on 2 (charter schools), yes on 3( the chicken one haha I can't remember what it really is), and yes on 4 (the marjuana legalization.)
1. Lots of little expenses. $8 on brunch with a friend, $10 to go to a college hockey game with another friend, $9 for ice cream and water at said hockey game. Really not too bad though.
2. With our new cash-only budget, an unexpected $40 expense yesterday slightly reduce what I can put into savings this week. I'm thinking that since we're fully cash-only now, I may need to leave a $100-$200 buffer in the checking account instead of staying zero-based like I was before.
3. I'm nervous. My preferred outcome is likely, but I'm that person who doesn't count my chickens until they're hatched. Of course my vote doesn't matter at all, but I'll still go and do my duty.
1. How MM was your weekend?
2. Any progress towards goals?
3. Any last thoughts before tomorrows election?