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First home-buying question

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Re: First home-buying question

  • imagejkepros:

    Saying that no one should by a house because they might get divorced in 5 years is asinine.

    Um, I read and reread what I wrote over & over and no where did I write anything about "no one should by a house" for ANY reason.  Maybe your comprehension of what I wrote was poor.  You should work on that.

    Saying that you have no business buying a home until you have a household income of at least $250k is one of the most ludicrous things I've seen in a long time

    Again, please QUOTE me where I said that.  I didn't.  I said/implied MOST people who make under $250k/yr will come out financially better over the long term, I never said that anyone who made less than that shouldn't buy a home.  People buy for MANY reasons.  I was just suggesting that the OP & her husband make sure they were doing it for the RIGHT reasons. 

     Honestly, I take it all back.  I mean, the more young people buy now, the lower rents will fall for me over the next 20 years and the quicker I'll reach my own financial goals.  Hee-hee, it's all an evil scheme.  So ladies, buy buy buy!!!  Your debt will increase interest rates, lowering the values of your homes further, and increasing my return on my liquid investments.  Whoo-hooooooooooooooooooooooo! ;) (yes, that's a winky face) *rolls eyes*  Some people get so defensive when their choices are challenged.  I bet you are the same girls that flipped out on your vendors when your "dye lots" where off for your wedding.  ;) 

    Seriously, a few of you girls need a reality check.  This is the freakin' NEST. 

    You are an idiot.  

  • imagejkepros:
    "I don't need a lecture on renting, thank you very much."

    (A) I wasn't writing to you.

    Yes you were talking to me for saying that I didn't like renting because I was sick of attached neighbors. It wasn't in reply to your first post it was in response to this part of your second enormous post:

    "Okay, so some of my points were completely missed, so I'll clarify a few things:

    • just because you rent doesn't mean you: (1) have ajoining neighbors; (2) can't paint/put holes in the wall/decorate/etc.  I rented a free-standing, unattached house in Waltham for 7 years.  My landlords let me decorate: paint, put up shelving, take down wallpaper, etc. as much as I wanted.  If there was a repair though (not merely decoration) the landlords were responsible for it.  They paid for my hot water, trash collection, cable tv (bc it was also attached to their home on the same property), provided me with 2 parking spaces free of charge, shoveled the driveway/walk for me, etc.  They never raised my rent in 7 years bc I was a good tenant.  "Renting" doesn't mean it can't be a lovely house in the suburbs.  It just means you don't own.  It is a misconception that you can only rent tiny apartments, that you must move every year, that landlords never let you decorate your home, or that your rent will automatically go up every year if you rent."

    imagejkepros:
    (B) I didn't give a lecture on renting

    You did, see my response to A.

    imagejkepros:
    I don't think bc you are a regular on an internet forum you "know" anyone though.  I mean, how many of you know each other's first & last names, phone numbers, addresses, and hang out??

    I have met, in person, more people who replied in this thread than I haven't. Plus a bunch more who didn't reply in this thread.

    Need I remind you that I also said this:

    imageMrsC968:
    You are certainly entitled to post and give you opinion. That's not the issue.

    in my post as well.

    You could have written your initial post in a much better tone that didn't come across like you think people who buy are idiots for doing so. Or that those who do do because they cannot save money. Because that's how it came across.

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  • Also,

    imagejkepros:
    I (and I am sure everyone else who reads threads without posting, or only posts occasionally) am VERY OFFENDED though by your statements
    ]

    It's just the internet. I'm a little surprised you really care what I think anyways.

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