North Florida Nesties
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Travel Insurance

Anyone ever bought it? As some of you know, I've been dying to go on a real vacation foreverrrrr, and I've been doing a ton of planning for a november vegas/grand canyon trip.  Unfortunately, with DH's new position, he got a sort of "yellow light" from his boss. Basically an it-should-be-fine-unless-something-major-comes-up kind of deal. Flights are really well-priced right now for the week we're considering, so I'd like to book, but I'd say there's at least a 10% chance something would come up and we'd have to cancel.

Does anyone have experience with trip cancellation policies and have any recommendations for where to buy one? I posted on Travel but figured I'd check here too.

"You can make more friends in two months by becoming interested in other people than you can in two years by trying to get other people interested in you." - Dale Carnegie

Re: Travel Insurance

  • Check with your credit card company. You may have to purchase it with that card, but it may provide you some coverage.

    Also, check with the airlines to see if the flights are refundable within X-amount of time before the flight.

    Other than that, the travel insurance we purchased for Europe really wouldn't provide much coverage for the type of situation you're talking about... Its more so like last minute accident, family emergency, weather, death, etc.  We purchased ours with our package.

    Here's the actual policy form to give you an idea: http://europeandestinations.com/insurance.aspx

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  • Check out insuremytrip.com.  It's where we always buy travel insurance for our trips and we can usually find a well priced plan.
  • I always see people recommend www.insuremytrip.com.  It's a good place to compare policies, and I'm pretty sure there are cancel-for-any-reason policies out there but I'm sure they probably cost more.  It's something we have to look into soon since we just booked our vacation.
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  • Thanks, guys.. I think we might just go for it and keep our fingers crossed. I did find Access America has a plan that specifically has "required to work" coverage for less than the cancel-for-any-reason (those cost more than we stood to lose)... so we'll keep that in mind...
    "You can make more friends in two months by becoming interested in other people than you can in two years by trying to get other people interested in you." - Dale Carnegie
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