Military Nesties
Dear Community,

Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.

If you have questions about this, please email help@theknot.com.

Thank you.

Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.

How soon can you negotiate interest rates?

I really want to knock down the interest rates on our two vehicle loans (18% & 14.25% Tongue Tied) but I don't know how soon is too soon or if it's even realistically possible. We moved the loans the the current credit union in March.
Baby Birthday Ticker Ticker

Re: How soon can you negotiate interest rates?

  • Are you going to refinance with the same credit union?

     

    Warning No formatter is installed for the format bbhtml
  • imageblueshirt2003:

    Are you going to refinance with the same credit union?

     

    Yes
    Baby Birthday Ticker Ticker
  • From my experience from 2 previous refinances they will only offer a better interest rate if your credit score has improved. And sometimes it's only if it's a significant amount.

    They will likely also offer you an extended loan so that you still pay the current rate but it just takes more time to do so. 

     

     

    Warning No formatter is installed for the format bbhtml
  • holyshittt that's a high interest rate.
    image

    image
    67/200
Sign In or Register to comment.
Choose Another Board
Search Boards