Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
AW- I am finally credit card debt free!!
I would say we, but it was solely my debt. I got into a bad credit card habit in grad school (thanks to some unexpected dental work) and then could never quite get back out of it (graduate stipend was enough to cover living expenses & then my post-doc salary - student loans was about the same as my graduate stipend). I didn't always make the best financial choices (but I really do not regret the trips I took while I had the time to do so!). I am just happy they are finally paid off.
I would love to be able to say it was due to some great budgeting or windfall or something. But nope. I make more than I did before we got married & DHs salary covers the majority of our household expenses. I was slowly paying things off- but got serious about it last June.
I can't believe how excited I was this afternoon when I submitted that final payment!!
Our next goal is to pay off my car, then build up a bigger emergency fund & then pay down my student loans!!
Re: AW- I am finally credit card debt free!!
Congrats! How awesome!
If I put the majority of my paycheck towards my student loans (which I don't plan on doing- interest rates are 2.5% & 4.5%); I can pay them back in 2 years. But I anticipate more like 4-5 years, paying 2x as much as I am scheduled to & saving the rest (and buying grown up furniture and hopefully some baby furniture!).
my read shelf:
Great job!!!! I know what it's like getting into a bad habit with credit cards, that's why I don't even carry one with me anymore I did the same thing.