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Teacher Upset She Can't Retire at 47

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Re: Teacher Upset She Can't Retire at 47

  • I think it's quite reasonable to be upset if the rules of retirement are changed after you're in the system.  I also think the rules should be changed for new hires, so that pay is based more on job performance than years of service (because really, it doesn't seem like there's a way she's got *twice* as much value in job as a new teacher), and to include a minimum retirement age.

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  • imagecaden:

    From what I understand, it's not that she can't retire at 47. She could. It's that she wouldn't be able to receive free HC bennies until 60, and of course she wouldn't say, take another job or pay for HC herself, thus she's "screwed". And to that I say, cry me a flucking river. We have so many problems in MI funding actual education for students, as well as the pension obligations which are underfunded, from what I understand. So the money has to come from somewhere. It's not unreasonable to expect able bodied, middle aged people to buy insurance or work for it. I have no sympathy whatsoever for people who get paid as much as she would receive not working, probably for more years than she actually spent working. So there. ;)

    I 100% agree with this!

  • It's articles like these that really hammer home how low the cost of living is in FL.

    My initial reaction was to say; quit whining, no one can really retire at the age of 47. This chick needs to shut her hole, she is not shining a good light on this issue.

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  • imagenotquiteblushing:

    Ok a few things.  She says at 60 she will have 43 years of service. That means she joined the union at 17.  I don't know how but she did. 

    We have someone here that started working a gov't job at 17.  He was a bus driver, which was allowed then.  His service started counting at that point.  

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  • This article doesn't expand upon why she, personally, is upset. She says she wouldn't recommend her pupils become teachers. Is that because I the broken promise, or because you "can't" retire until 60? If it's the former, I can understand that. The uncertainty of retirement planning as a govt employee would give me panic attacks. If it's the latter, I'd be very curious what other jobs she would recommend to her pupils that offer better benefits instead. 
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  • imageKore!:
    I'll be eligible to retire after 30 years, at which point I'll be 53. Not much older than this woman. These benefits are part of the package when one signs on to be a public servant. I think anybody has the right to be mad when the terms of their employment are so drastically changed after 30 years. I understand that states need to make changes to these laws & policies, but I think it makes more sense to apply it to new hires, & honor the agreements made when current employees were hired. 

    I strongly concur with this.  It's not like you get the benefits and retirement out of the goodness of someone's heart.  You're getting them IN EXCHANGE for giving up certain things over the course of a career.   In many ways they are bargained for.

    With everything going on in education, my colleagues and I would also tell new people, "do not go into education."  (if they asked)   Our union president is even urging his colleague to leave if she has a chance; she has to go one more year.

    There's more and more "accountability" by which I mean punitive measures for teachers while there's less and less authentic accountability for the students.  In two weeks the kids take a test in which there is not one incentive for them to do well other than the intrinsic.  Meanwhile, next year we'll have our names in the paper next to their scores. The crap's really hitting the fan in 2014.  The tests are online, and we're told with the new standards none of our proficient students will pass----only the advanced and accelerated even have a chance at passing.  The state it seems has a vested interest in teachers faring poorly if salary is tied to test scores.  They'd pay less money and have more left over.  

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  • imageLoisLane23:
    She makes an excellent point about it being fiscally better for the district though.
    vTight so fora an extra 13 years they can pay her retirement her health benefits and the health benefits and salary of a new teacher. im gonna guess  not as fiscally sound as one might think
  • imageLoisLane23:
    She makes an excellent point about it being fiscally better for the district though.
    vTight so fora an extra 13 years they can pay her retirement her health benefits and the health benefits and salary of a new teacher. im gonna guess  not as fiscally sound as one might think
  • A lot of what makes government work attractive is job security and benefits. We tell people to start retirement planning the moment they finish school and enter the workforce, so with that in mind I get her annoyance if she has made life choices based on those expectations.  That being said she still has some time to make some changes to either prepare herself financially or get herself mentally ready to continue working longer, so I don't think this is an excuse to not revamp a program that is overburdened as it is.  But it is definitely a crappy situation and I don't sense entitlement at being angry that the employer is not keeping up their end of the deal. 

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  • I'm a lurker, but....

    as someone with a teaching degree, in Saginaw, PLEASE RETIRE ANYWAYS. I would love your job.

    Thanks. :)

  • If I had stayed in bmore, I could have retired with full benefits at 52....actually a month after I turned 52. It's nuts.

     

     

    I have a lot of family friends that are two career people. They retired from the military or police force at 42 and then had another cop type job and retired at 62.... And now receive two full pensions. Not a bad life.  

  • imagejenniloveselvis:

    It's articles like these that really hammer home how low the cost of living is in FL.

    My initial reaction was to say; quit whining, no one can really retire at the age of 47. This chick needs to shut her hole, she is not shining a good light on this issue.

     

    What the what now? Our col in fl is so much higher than it was in Indiana. Property taxes are insane, and even food prices are much higher. Yes, we have no state income taxes, but at my bracket that doesn't matter lol. 

  • imageIrishBrideND:

    What the what now? Our col in fl is so much higher than it was in Indiana. Property taxes are insane, and even food prices are much higher. Yes, we have no state income taxes, but at my bracket that doesn't matter lol. 

    My parents live in FL and not even some fancy ass area of Florida either. They live in a two bedroom, two bath house in a pretty blah area. It's a nice house but it's not some kind of mcmansion either. They pay more in property taxes than we pay in rent.

    Everything at the grocery store is significantly more expensive. Gas prices are higher, cigarettes, milk, alcohol, etc.



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  • RE: buying time - my mother has accrued almost 200 sick days.  When she's ready to retire, she'll 'sell' them back giving her an extra year.  In her tier, she can retire at 30 years, or at 62, or at 66, with varying levels of benefit. 
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  • imagehindsight's_a_biotch:
    imageIrishBrideND:

    What the what now? Our col in fl is so much higher than it was in Indiana. Property taxes are insane, and even food prices are much higher. Yes, we have no state income taxes, but at my bracket that doesn't matter lol. 

    My parents live in FL and not even some fancy ass area of Florida either. They live in a two bedroom, two bath house in a pretty blah area. It's a nice house but it's not some kind of mcmansion either. They pay more in property taxes than we pay in rent.

    Everything at the grocery store is significantly more expensive. Gas prices are higher, cigarettes, milk, alcohol, etc.

    I am so glad you two validate my thoughts on the COL of FL.  I tell people all the time that it's not that much cheaper to live here, especially since our food costs the same as when we lived in the NYC 'burbs.  WTF?  Also, I don't drive far but gas is damn expensive for a city that has a port IMO. 

  • Our property taxes plus insurance is more than our mortgage payment. It's nuts. Our utility bill, for a house about 25% larger ( but more energy efficient in terms of design and materials) is 250% more, on average. 

     

     

    And on a smaller scale, it pisses ,e off every time I buy chicken breasts. In Indiana, I could buy organic breasts for less than I pay for regular here.  

  • imageIrishBrideND:

    Our property taxes plus insurance is more than our mortgage payment. It's nuts. Our utility bill, for a house about 25% larger ( but more energy efficient in terms of design and materials) is 250% more, on average. 

     

     

    And on a smaller scale, it pisses ,e off every time I buy chicken breasts. In Indiana, I could buy organic breasts for less than I pay for regular here.  

    Oh I get ragey about our utility bills and we live in an apartment complex that is supposedly energy efficient and all that jazz.  It doesn't make sense to me since our place in NY was far from energy efficient.

    I almost cried the first time I looked at organic chicken breasts at Greenwise.  I was luck, eff that I can die from the hormones of regular ol' chicken.  

  • imagehindsight's_a_biotch:
    imageIrishBrideND:

    What the what now? Our col in fl is so much higher than it was in Indiana. Property taxes are insane, and even food prices are much higher. Yes, we have no state income taxes, but at my bracket that doesn't matter lol. 

    My parents live in FL and not even some fancy ass area of Florida either. They live in a two bedroom, two bath house in a pretty blah area. It's a nice house but it's not some kind of mcmansion either. They pay more in property taxes than we pay in rent.

    Everything at the grocery store is significantly more expensive. Gas prices are higher, cigarettes, milk, alcohol, etc.

    It depends on where you're comparing it to.  One of the reasons we'd love to get back to FL (we're in MA now) is the COL is insanely high here by comparison.


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  • imagemysticporter:

    It depends on where you're comparing it to.  One of the reasons we'd love to get back to FL (we're in MA now) is the COL is insanely high here by comparison.

    We moved from NYC 'burb (Westchester County) to FL and trust me, the only thing cheaper here is housing.  For some odd reason, I never considered that food prices would be the same if not higher here.  

    ETA:  I forgot to add car insurance for us is the same effing rate.  We lived 25 mins north of midtown Manhattan via train and I cannot believe we have the same rate.  I guess that is what we get for living in the middle of hurricane country and the lightning capital of the world.  Crying

  • imagemysticporter:

    It depends on where you're comparing it to.  One of the reasons we'd love to get back to FL (we're in MA now) is the COL is insanely high here by comparison.

    This is how people end up thinking they aren't rich lol



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