Buying A Home
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Who else is waiting for their closing date to arrive?
I am.
What step of the process are you currently in?
Right now we're in UW (under-writer) stage.
Our CD is supposedly set for the 22nd.
21 days till we move in.
Let's have a little support group so we can pass the time until D-day.
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Re: Who else is waiting for their closing date to arrive?
Smuck, that's good that you're approved by under-writer. It's odd you had to perform the appraisal after the fact. Where we live, the under-writer is the last step. I think and hope. Our appraisal went well, and our inspection was impeccable. Good luck!
kaitylin, I hope it sells with no hitches!
cg-pm52111, you and I are in similar process stage. I don't know what to expect from the under-writer, we feel like we're at the ready. Our papers were submitted on the first of May.
Amanlewis, I hope the rain water test come back in your favor. That has to be nerve-wracking, but it seems like it's all fixable items, just a pita to deal with as far as stressed is concerned.
bubbs147, Hope all goes smoothly, good luck.
Steph, you're going into the house that you haven't purchased yet to fix repairs? I thought me and my husband were the only ones who would do that, but I guess that's a common if you really want the house bad enough and want the fha appraisal to go as smoothly as possible. Good luck! what kind of things do you have to repair?
We are 20 days away.
Oh how exciting! you're the closest to closing!
The sellers fixed 11 things for us. The only thing we have to fix is the basement walls have some mold on them because their dehumidifier quit working a few months ago. The husband has severe mold allergies, so they asked us to take care of that part. It has to be taken care of before appraisal because FHA won't pass it. My uncle is a mold remediator, so he's coming up to help us with it.
I am waiting. I was supposed to close on Monday but I didn't have approval back from a state program that I am using. We moved the closing to Friday and now I am still waiting for the clear to close. I hope it happens tomorrow!
Oh, I wish you luck!!
Our house building adventure (UPDATED 8/20/12)
Wedding Planning Bio
Our wedding blogged! (Click Brad & Briana on the right side)
It is very exciting! It's been a lot of fun to watch the house go from a slab of concrete to having walls and roof. I know once they really start working on the inside it will feel more and more like a home.
Our house building adventure (UPDATED 8/20/12)
Wedding Planning Bio
Our wedding blogged! (Click Brad & Briana on the right side)
Both. Some of the homes are built and lived in and others are in stages of construction like ours. One of my coworkers lives at the end of the street and we met our soon to be next door neighbor a few weeks ago. Her house completed and closed maybe 3 weeks ago. The house on the other side of ours should be getting a roof today or tomorrow. Sadly, we haven't meet any of those neighbors but meet others from other areas of the subdivision. It seems like a very nice area. Lots of people out walking with dogs and kids. They often come up and say are you the new owners, congrats and such. It's been very welcoming!
Our house building adventure (UPDATED 8/20/12)
Wedding Planning Bio
Our wedding blogged! (Click Brad & Briana on the right side)
Good post/idea! I'm sure there are a bunch of us set to close around the same time.
We are tentatively set for 5/23, barring any issues with our buyer's loan app (which is still being worked on right now and they are at a standstill... Besides the fact that our buyers dont speak english at all, the bank is having an issue with their down payment fund sources.)
On our end, we are having a radon system installed in our current house tomorrow, I just paid our homeowners premium today, and our loan app is going through underwriting as we speak (they haven't asked for any more docs yet). Our sellers are going to have a radon system installed soon as well.
Otherwise there is alot of packing and decluttering going on at home, tons of stuff up on ebay and CL right now, already 2 dropoffs have been done to the donation place, and our pool table is being packed up and delivered to it's new owner on Saturday.
I'm surprised how many people are building new homes... before I joined here I thought people were v eering away from building with how bad the economy has been but I guess it's not that difficult to get into. Good luck! Hope all goes smoothly.
Thanks!
Originally, we didn't think we could afford to build. But, we had a friend who built last summer (in a different development) and she suggested we look into it. We did and found that we could build a brand new house for the same price, and in some cases even cheaper, than we could get a home even just 4-5 years old. So we jumped at the chance.
Same here! I never thought we could afford something new, let alone something we could pick all the finishes on. We are getting a new house for the same price as many of the other existing homes in the area. The best part for us was that everything would be new and just like we liked it. We looked at some many houses that needed work we just were willing to do.
When we first looked at one of the new build homes we looked at one that was mostly finished and I thought we could buy it but when we saw the other floor plans we liked another one so much more. So we really did build from the ground up.
Our house building adventure (UPDATED 8/20/12)
Wedding Planning Bio
Our wedding blogged! (Click Brad & Briana on the right side)