Hi everyone,
I am newish here. I kind of started looking around here when I was on "the knot" and getting ready to get married (3+ yrs ago). Well homes just didn't work out for us back then and we have been living with my parents in an in-lawish area in their home (works out since I'm an only child).
After a few years saving, which unfortunately isn't too much, and getting my credit back in order we are ready to purchase our first home.We have our pre-approval in hand and know really what we want and where we want to move to. We really want to get out on our own so we can start our family and really living life as a married couple.
We actually already made attempt at purchasing a home. After all was said and done: offer was accepted, the mortgage was ready, down payment was made, and home inspection made...the appraisal of the home wasn't coming through at the right amount. The home was being appraised for almost $20,000 less than what we offered and the seller was not going to budge at all.
So we are on our second attempt. We have a verbal agreement on a home. I'm glad the first one fell thru because this home is much nicer and definitely worth the money!!
Anyways I hope to gain a lot of useful information around here and sorry for the long story!
Re: New here & working on a home