Oklahoma Nesties
drillerswife
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
UO Thursday
Re: UO Thursday
LOL, buttercup, if I have a child, it will definitely have a leash.
Alright, there is a lot of chatter on FB lately about the government forgiving all student loans.
I have a lot of problems with this. Most of my problems stem from the reasoning behind this being that "we have been lied to - we were told a degree would get us a better job yada yada and now I am in debt and can barely make my student loan payments."
Huh.
I think it is best I hold my peace but really, REALLY?? I think we all know I am not exactly the brighest candle burning but even I know spending $100k to get a degree in nothing will amount to nothing or working at Starbucks. This is NOT the government's fault. And if you borrow it, you should have to pay it back!!!!
I must have a very different Facebook feed because I never see this (in fact, I'm sure the last time I discussed/encountered discussion on this topic was with you). Bring me up to speed: is there active legislation on this topic? Is it getting a lot of traction with specific groups?
Who did this lying to kids, telling them that an art degree was going to lead to a high paying job? The government? I've never seen any such propaganda encouraging students to take out loans.
We have a backpack leash for M. She doesn't like to be in the stroller anymore and it allows her to walk independently and still being able to keep her from running from me. We mainly use it when we go to the zoos or other places where there are a lot of people. I know I get judged for it, but I really don't care.
I'm already done hearing about the election. I can never really get into them since there is so much mudslinging. I haven't been paying attention to any of the overage except reading a headline now and then. I also felt this same way 4 years ago.
I am not sure why all of a sudden it is making a comeback. I thought it was over and done with and all of a sudden BAM here it is again. I am going to have a seizure from rolling my eyes. The other whine I see is "the government isn't upfront about student loans." Huh? It is a LOAN, you have to pay it BACK what other information does a person need?
So this is just a few individuals whining?
What part isn't clear? The interest rates (which are damn low relative to other unsecured loans), the repayment period (also less harsh than other loans requiring immediate repayment with no options for deferrment/forebearance if times get tough), consolidation options, what?
Isn't there an education program / counseling requirement that you have to certify you understand all the materials from before you can ever sign a promissory note?
LOL. WENDY!! You clearly don't understand!!!!
I am bumfuzzled as well. Completely and totally confused.
So this is gross but I have been diagnosed with...E Coli.
YUP!
E.Coli?! Oh man. Not cool; I hope you're feeling OK.
No clue. I got stung by a bee about a month ago and have been sick ever since. I went to the doctor. Considering my allergies, asthma, etc, we all assumed it was carry over from the bee sting.
Nope.
Time to lay off the raw chicken, huh Puppy?
In all seriousness, that sucks. I'm sorry to hear that! Hope you feel better soon!
my bookshelf!
Bloggy
Agreed. This summer's enrollment wasn't as bad as last year's in terms of helicopter parents, but I've gotten some phone calls asking why I can't talk to them about their kid's schedule. One, FERPA [unless the kid signed a waiver]. Two, your kid is 18 - time to cut the cord.
I've learned a lot about what NOT to do when my boys get older during my time in higher ed, that's for sure.
I will gladly pay my loans back. I'm pissed I can't consolidate or refinance like other loans can. My interest rates are 6.8%, not that low.
And I'm also going to take the 10-year public service forgiveness when I'm eligible. Basically, if someone makes all their payments while working for a non-profit or eligible schools, the remaining balance is forgiven after ten years. I make less than the required starting teacher's salary in the state, so I'm fine with my loans being forgiven after ten years.
I was able to "consolidate" by transferring one loan to the company that has my other loan and got a .25% interest drop only on the loan I transferred, and the loans are still separate, just managed by the same company. The rules about interest rates and consolidation happened between when I was in undergrad and grad school, and there are different rules for both. It depends on when the loans were taken out whether the interest is variable or fixed and what it is. This link has some info on rates.
http://www.finaid.org/loans/scripts/interest.cgi/
MiNe are variable (aka crazy low right now). I didn't realize those had changed.
I was mostly objecting to the idea that you don't know the terms when you sign up. I think you at least have the ability to know the terms beforehand so it's probably not legitimate to say that's someone else's fault if you didn't. (the royal you, not you Okla)