I use to recommended the snowball Dave Ramsey method as mentioned above to clients. Now that I don't work in that field I still recommend the method. Google 'Vertex 42 Snowball Spreadsheet&… (View Post)
I think a gift is always a nice gesture, especially if you plan to do business with the Realtor in the future. We gave our Realtor a $100 Starbucks gift card, and she said we made her week. During al… (View Post)