and / or come into play when you write a check. then ---and - both must sign the check to cash it or - either party could sign -- only one signature needed, On the actual check you have both names st… (View Post)
Start with fixed items (car payment, rent/mortgage, utilities, insurance) Meal plan and take advantage of sales & weekly specials. Take your lunch to work. Limit (or eliminate eating out) gas, ca… (View Post)
The 1K advice was given in a different economy - not sure if he still is advising that amount. I would definitely not be comfortable with that - I would want a minimum of 3 month's expenses. The… (View Post)
Forget buying the Birthday Cards - a gift tag is all you need. (or buy the cards at the dollar store) Add that $10 to your $20 and you have $10 for each child. A book for each child that would intere… (View Post)
I would not refinance to this loan option: Stay away from FHA unless you have 20% or more equity as the PMI is for the LIFE of the loan with FHA (for all new mortgages and refinancing with FHA) Stay … (View Post)