Sisugal member

That is only part of your expenses. What about food, personal care, clothing, gifts, vacation, entertainment, do you eat out etc. Health care, retirement, savings? IMO your DH should fund the repairs… (View Post)

Figure your TOTAL costs over time - like 10 years and you will definitely see that buying a car and keeping it is a better financial move. AND you still have a car to sell. Remember that car insuranc… (View Post)

I would look at your current spending for non essentials and track them. Then decide where and how much to cut back. Dinner out - how often , new clothes, vacations etc.. I would not be too drastic w… (View Post)

Rule of thumb is to keep your housing expenses no more than 25-28% (30-35% in a HCOL ara) of your TAKEHOME pay - that includes: mortgage, PMI, taxes, insurance, utilities and HOA. Be sure you still h… (View Post)

I generally recommend 20% down for best financing and interest rate. FHA requires a small downpayment but you will find many sellers resistant to FHA --- AND you wiill pay PMI for the life of the loa… (View Post)