hoffse member

kaholland's idea about a pre-paid card for your H is a great idea, if he will go along with it. My parents did this with me when I was in 7th grade and kept asking for clothes from Abercrombie a… (View Post)

This is all good advice - customer service is very important, and you want to make sure you're dealing with somebody who seems competent. For me, that's just a "feeling" I get whe… (View Post)

The APR ("annual percentage rate") is the annual interest rate without compounding during the year - the APY ("annual percentage yield") is what the bank actually receives when in… (View Post)

I'll check that out too - thanks! What I really want, and I'm certain it doesn't exist, is a budgeting tool that will let me re-define the calendar month for various credit cards. Beca… (View Post)

Lol - make sure it's the kind with the backup camera, otherwise "it's not rewarding enough!" Yes, she said that. I silently gagged. (View Post)