smerka member

What is the $5,000 for exactly? Fees or a minimum to invest? If it's fees, run away. You can find lower fees elsewhere and they won't ask for that much upfront. Just so you understand, if y… (View Post)

Just as example, the Vanguard fees for the 2050 Target Fund are 0.18%. They waive the $20 account fee (annual) if you have more than $10,000 and/or choose electronic delivery. Here's a link. htt… (View Post)

Yes the IRS isn't accepting returns until January 31st. It's because of the govt shut down in the fall. I strongly recommend that you wait to file until at least February 2nd since the IRS … (View Post)

This has been discussed before so if you scroll down, you can find posts about IRAs. I think it's great you want to start saving now. My advice would be to open an IRA with a low fee place like … (View Post)

One thing to consider is the fees you will pay on your account. You will have them in both a 401k and IRA. They are a small percentage that the manager takes out for managing the fund. The smaller th… (View Post)