I'm giving us a pat on the back (MM Related)

AprilZ81 · April 2016

As most of you know last March I was laid off and out of work for almost 6 months. When I did get a new position that began it October it came with a $6,000 a year pay cut (but with the big perk of working from home).

I just finished writing a check to finish fully funding our 2015 ROTH accounts and we only had to take $220 out of our savings account to make that happen. Normally I would be bummed that we are taking money out of savings (we have an account just for our ROTH contributions and we set aside money each month) but considering what a financial hit we took in 2015 I'm pretty freaking proud of us.

I'm looking forward to the retirement update we should be getting in the next few weeks from our financial advisor. I've done some calculations but I don't know how accurate they are. Even though I know we are well ahead of most of our peers (and probably ahead of Americans in general based on some of the articles I've read) I can't help but thing we aren't doing enough. And if that is the case it is really going to suck to try to trim the budget to contribute more to our 401(s).

bmo88 · April 2016

That's a great accomplishment! The fact that you are saving for retirement is huge, but I understand the desire to do more.

hoffse · April 2016

I think that's amazing. You guys are clearly making it a huge priority, even during a year when you experienced a layoff, and that's so much more than what most people would be willing to do. Y'all are doing great!