Did anyone live with parents to save $ before buying

jacobsgorgeous

My DH wants to move in with MIL for 2x that. We'd pay cheaper rent and save more, but I ABHOR the idea. Short term I don't mind, but 3 YEARS!! That's so unrealistic! He just doesn't see how much I'd/we'd give up. He just sees it as things, but it's freedom, and privacy, and independence. It's me moving into HER home and destroying OUR home in the process. Short term is the only way to survive IMHO.

short+sassy

jacobsgorgeous said:

My DH wants to move in with MIL for 2x that. We'd pay cheaper rent and save more, but I ABHOR the idea. Short term I don't mind, but 3 YEARS!! That's so unrealistic! He just doesn't see how much I'd/we'd give up. He just sees it as things, but it's freedom, and privacy, and independence. It's me moving into HER home and destroying OUR home in the process. Short term is the only way to survive IMHO.

No, just no.  It would be hard enough if you were both on board for this.  But, if you already know you would hate it, that ends the discussion IMHO.  Yeah, it's nice to save money, but not at the expense of being miserable.

I mean, I could rent my home out for $1400/month and move into a small 1-bedroom apartment for $500-$600/month.  But my comfort is worth far more than the additional $800-$900/month in income.  That's for sure!

JoanE2012

This post being brought up is FOUR years old.  That said, NO.  I'm of the belief that if you're married, it's time to fly the coop.  Unless it's a dire emergency, there comes a point when you have to grow up and accept the consequences of your life choices. 

jtayl962

I live with my parents. Just so everyone know, I DO NOT LIVE OFF MY PARENTS LIKE SOME OF THE COMMENTS ARE ABOUT. My husband and I are saving for house because we do not want to rent. Rent in the Philadelphia region is almost 1000 dollar a month. Even studios are that expensive.

JoanE2012

jtayl962 said:

I live with my parents. Just so everyone know, I DO NOT LIVE OFF MY PARENTS LIKE SOME OF THE COMMENTS ARE ABOUT. My husband and I are saving for house because we do not want to rent. Rent in the Philadelphia region is almost 1000 dollar a month. Even studios are that expensive.

Ummm, ok.  My DH and I paid much more than 1,000 in rent when we had an apt.  We're in a HCOL area in NJ.  We rented and saved our money until we could afford to buy.  Part of being a grown up.  And if you are living with your parents because you don't WANT to pay rent, then yes, you are living off of them by way of free or subsidized room and/or board.

Sisugal

We rented and saved --for 6 years before buying our first house.

englishtrish1

IMO anyone who lives with their parents without paying their share of the bills and fair market rent is living off their parents. Adults make do and support themselves while saving, taking as long as it takes.

BlueBirdMB

Nooooo.  I would literally get divorced before living with my in laws, and we love my parents, but I would never live with them.  It wouldn't be good for our marriage to have my parents around 24/7.  We need our space and we need to be away from their influence.  Also, I'd feel insanely guilty sponging off of them.  I think if we were somehow destitute we would, or if my husband suddenly died I would move home for support, but otherwise I can't see a circumstance where that would happen.

Live inexpensively for a while.  Cheap, small apartment.  Cut back on all luxuries.  We did that for a while to save for our house.

NoneForUs

JoanE2012 said:

jtayl962 said:

I live with my parents. Just so everyone know, I DO NOT LIVE OFF MY PARENTS LIKE SOME OF THE COMMENTS ARE ABOUT. My husband and I are saving for house because we do not want to rent. Rent in the Philadelphia region is almost 1000 dollar a month. Even studios are that expensive.

Ummm, ok.  My DH and I paid much more than 1,000 in rent when we had an apt.  We're in a HCOL area in NJ.  We rented and saved our money until we could afford to buy.  Part of being a grown up.  And if you are living with your parents because you don't WANT to pay rent, then yes, you are living off of them by way of free or subsidized room and/or board.

This. We were paying about 1,000 for a tiny one bedroom when we first got married. We moved to a larger apartment and we will be buying a home this fall. My husband and I realize that our parents will not always be there to provide a safety net, so it is best to learn reach our goals without their help. 

NoneForUs

BlueBirdMB said:

Nooooo.  I would literally get divorced before living with my in laws, and we love my parents, but I would never live with them.  It wouldn't be good for our marriage to have my parents around 24/7.  We need our space and we need to be away from their influence.  Also, I'd feel insanely guilty sponging off of them.  I think if we were somehow destitute we would, or if my husband suddenly died I would move home for support, but otherwise I can't see a circumstance where that would happen.

Live inexpensively for a while.  Cheap, small apartment.  Cut back on all luxuries.  We did that for a while to save for our house.

*applause*