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So a friend of ours is having his annual Halloween Party. To help with expenses everyone brings a food item to share and it's BYOB. Everyone dresses up for it too. Coming up with an affordable dish to bring isn't a problem and we don't really drink either, so again, not a problem. To grabs a couple cans of pop or bottles of water from our supply at home is easy. But the issue is that we don't have the funds for costumes this year, not even with going to goodwill. I refuse to put Halloween costumes on a credit card. So would you go to the party to spend time with friends in no costume, or just skip the party?
Re: To go or not to go
Get creative and make a costume out of stuff around the house! I've made several really cute costumes out of basically nothing. Here are just a few that I have done:
1. A margarita - I wrapped two poster boards around me into a margarita glass shape. I painted them to look like a margarita and added glitter to make it sparkly. I wore gray pants, so that my legs were like the glass stem. I made a lime out of two paper plates and a red straw out of a gift wrapping tube. I put a little umbrella in my hair and wore chunky jewelry as my "ice".
2. An outfit - I put a plastic garment bag over my body, super glued old flip flops to some shoe boxes and I stuck a clothes hanger in my hair.
3. Duck tape flapper dress - You can make lots of duck tape creations with old t-shirts and a couple rolls of tape.
They do provide some beverages, mainly pop & water, but we'll probably bring our own pop because we both drink diet and are picky about which ones we get. So that's a prefernce thing. And they do provide pizza, wings and a few other items main dish type of things. I should have mentioned that previously.
Thank you for some ideas for costumes.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
I might be wrong, but I think this may be a Midwestern thing. I have never shown up to a house party empty handed. We always bring a cooler full of beer and some sort of dish. We had people over on Saturday and didn't ask anyone to bring anything, but they still did. Everyone showed up with drinks and snacks. The end result was we had waaaaaay too much food. This was never the situation when we lived in the Southwest. In my experience, it's regional.
OP, I'm no help. I have always hated Halloween. When we have gone to parties in the past, I just wore one of H's flannel shirts and my cowboy boots. I'm not winning any costume prizes with that, but it's free!
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
On the general "potluck vs. hosting", I think for me it depends on how the invitation is given and/or what is typical with that group of friends.
Potluck weddings? Or any kind of shower? No...no...no...nah-no...nah-no.
Party at someone's house. They should supply the majority of stuff, but I always ask if I can bring something. Or if it is pretty casual, I don't see anything wrong with "Hey, let's have a Godfather marathon Fri. night at my house. Why don't we all bring our favorite Italian dish?" Group of friends who regularly hang out at one person's house because it is better for entertaining? Everyone should contribute.
Here is an example of where it started cool and ended up very not cool. I was invited to a friend's b-day party years ago. The party was thrown by a mutual friend. She told me it was a crawfish boil and they were also asking everyone to bring a side dish. She also added they were providing the drinks, but if I wanted to also bring beer/wine/or liquor also, that would be great. So, I'm figuring, they are hosting the crawfish part and it is potluck for everything else. I was cool with that. Seemed fair.
Except when I arrived at the party, she then pulls me aside and tells me they are asking everyone to contribute $8 to help pay for the crawfish! WTH?!? It may not have been a lot of money, but I was unemployed at the time (which she knew) and I would not have gone if I had known I had to spend money making a dish AND pay $8. It happened over a decade ago and I still remember it as one of the bigger faux pas's I have seen.
I would be furious about that crawfish boil! I agree potluck has its limits. I wouldn't have a potluck wedding, shower, or really anything formal. The bonfires that we rotate in our backyards? Totally different circumstance, IMO.
Raising a hand as a Midwesterner who thinks cash bars at weddings are tacky as hell.
I'm originally from So. CA, but have been living in the South for over 15 years. I actually never heard of cash bars until I started hanging out on TK.
Not a wedding, but I was invited to a cocktail party by one of my vendors at a previous job. When I tried to tip the bartender for my drink, he politely refused and told me they were not accepting tips. I was absolutely shocked, but duly impressed.
Apparently I don't usually hang out at swanky enough parties
.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
I think the pocket of New England where I grew up (Worcester County? Anybody? Bueller?) is a Midwest satellite. All of the standard etiquette you Midwesterners are listing is the norm for me. I learned from TK why cash bars are a no-no, and I get the logic, but I don't judge them because 80% of weddings I have been to were at least partial cash and, frankly, judging them would be exhausting! I'd rather just enjoy.
Every party I go to is either potluck or BYO, but usually the hosts do provide something (like it sounds like you do, @brij2006 ). It wouldn't phase me too bad if they didn't.
OP, I have two more standard "free" costume ideas:
1) Wear all blue, tape construction paper "fish" or goldfish crackers to yourself, and be the ocean.
2.) Wear all black, repeat with stars, and be the sky.
3.) "Three hole punch Jim" from The Office.
Whenever we have people over our house for events, usually a football game or family holiday party I provide enough food for everyone to be full,1 dessert, a case of beer and a couple bottles of wine/champagne or sangria, water, tea, and coke for my parents because that's all they drink. It's common in our area to bring something thou so we always end up having WAY too much food. If people want a specific drink then I just tell them what we're picking up and they can bring anything else. We also have a beer fridge in our basement with a random assortment of drinks that people are welcome to pick thru.
I think it's tacky to have people over and ask them to BYOB and BYOD to feed the entire party. The host should be providing something.
For my wedding I had beer and wine completely open and a cash bar for mixed drinks. I realize that might be tacky, but we couldn't afford a completely open bar with the group we had coming. We drank the place out and they were not prepared and had to make a run to the liquor store for the wedding they had the next day. Our bill was close to $4000 even with beer and wine only.
As for the question at hand, I would go to the party. Either try to make a cheap costume at home or just go without one. It sounds like you're heavy into debt payoff so it could be a fun and inexpensive night out for you.