Money Matters
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I'm officially done with carpet
GAH! DD spilt ketchup on the carpet today and I'm having the hardest time getting it out with the steam vac. It will bother the hell out of me if we always have the constant faint stain in the living room. I just can't take it anymore! I know I'm going against all MM suggestions when I say I will open a HELOC just to get them installed. I'm not talking about wood floors over the entire house just the first level - kitchen, family room, hallway, master bedroom. I'm going to call companies this week to give us a quote. I really have no idea how much it will cost. I do know DH can't install himself because he has bad knees and back so we will have to pay for labor. Our total sq ft of the house is 1700 so I'm guessing half of that but guest bath and master bath and laundry room (all first level) have vinyl.
Re: I'm officially done with carpet
In 2017 I plan to replace the carpet in our living room with solid surface. Probably an engineered wood or something. But with having dogs, it would be so much easier to maintain then carpet.
Meh. We financed the bulk of our front porch with an unsecured line of credit. If you've thought it out and budgeted and aren't making a compulsive decision, I'm not one to tell somebody to never use debt.
Also--we have real hardwood throughout our whole house (all but the bathroom) and we have a Roomba that goes under the bed, couch, TV stand, etc. so no dust bunnies. Amazing! A future investment to consider
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TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
I have done a lot of shopping for floors. A LOT. "Lumber Liquidators" and "Floor and Décor" (if they have them in your area) are your best bets for low cost hardwood flooring. With "low cost" being a relative term
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Installation will run you $3-$4/ft. to install plus the cost of flooring. Possibly cheaper than that, but that's a good guesstimate.
We have a laminate hardwood look in our kitchen and foyer/half bath on the main floor of our house (you can see it a little in my picture of my dog). You can see dust and dog hair, but we vacuum every week and I Swiffer a good a bit. Usually I just vacuum it, wet Swiffer for dirt and then dry Swiffer to get rid of the streaks. I like it A LOT better than carpet.
We actually want to replace our living room carpet with the same laminate to cover the whole first floor but my poor dog would hate it.
If this were our "forever home" I would get real hardwood versus laminate.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
Always good to look at different options. Also look at the fees in addition to the interest. I'm assuming you will need to pay for an appraisal for either type of line. At least that is what is usually required, but it might be different when you own your house outright. GL!