bmo88 member

Merry Christmas and Happy Holidays everyone from Venice! So weird, in our 12 1/2 years together, it's our first Christmas as just the two of us and no other family. But happy to have a virtual c… (View Post)

UPDATE: Oh my goodness I am so elated, I wanted to share the news. We just finalized our refinance info and found out our home appraised for $22,000 more than we paid for it 1 and a half years ago. S… (View Post)

I actually see cash the same way. I only ever carry up to $20-$40 in cash at any given time. I don't even "account" for it in our finances. I only spend it if a place doesn't tak… (View Post)

@ brij2006 I would like to see the study too. We use credit cards for everything and pay off at the end of the month. We did a cash system before and it didn't save us any money, but was more of… (View Post)

@brij2006: Given your situation that makes sense, but for a lot that isn't an option. We looked at foreclosures and the cheapest we could find was in the $120-$140k range and it would have neede… (View Post)