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Bump C&P: filing bankruptcy over speeding tickets

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Re: Bump C&P: filing bankruptcy over speeding tickets

  • What the what?  They're living in some kind of la la land.  I really hope she wises up and realizes how much of a turd her DH is.  

    Visit The Nest!
  • Filing bankruptcy over 11K seems ridic. But....but....she might have to give up internet!! Tongue Tied
    Baby Birthday Ticker Ticker
    DD #1 passed away in January 2011 at 14 days old due to congenital heart disease
    DD#2 lost in January 2012 at 23 weeks due to anhydramnios caused by a placental abruption
  • That guy is seriously awesome. AWESOME.
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  • imagemajorwife:
    this thing hasnt been dded yet?

    No, she came back!

     

    03-15-2012 at 8:05 AM
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    tommysmumm...
    Not Ranked
    Joined on 01-06-2012
    2,343 Points
    tommysmumma is not online. Last active: 03-15-2012, 10:19 AMNewbie
    imagebparkhur:
    Wait...so where is the truck? If the bank didn't take it, do you have it?

     

    the state would not release it to any one. it is "evidence in a crime"- so its sitting in some impound lot some where rusting. 

     

    Uploaded from the Photobucket iPhone App

  • imageESF1:

    OMFG.

    I call bulllshittt on this:

    Well fast forward to 2 weeks ago, we get  a letter in the mail; we must appear in court to pay the now 11,000 something we now owe because the bank never went to go get the truck, and never sent us anything about it, or contacted us to tell us they weren't going to get it. So now they are garnishing DH's wages for $519 a month. which means we would have to give up our SUV and our entire living room set, and choose between tv or internet to afford that payment.

     

    They were probably mailing letters and calling for months and months and months.

     

    Lol, my neighber pulls that kind of thing. "Oh, yeah, they accidentally shut off my electricity because I forgot to pay the bill." They send you multiple notices before they shut it off, liar.

    Also, I haven't read it, but... I would rather sell the living room set (or give it back to Rent-A-Center) and sit on the floor than declare bankruptcy. Hmm

     

    ETA: I know many males in their mid-20s who are somehow capable of not "showing off" their sweet ride. Especially the married ones with children.

    My husband (though not in his 20s) ususally rides his sweet bicycle to work. This guy might want to take a cue.

    Also, since it looks like he has to travel to/from/for work, he might lose his job because of this.

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  • imagetartaruga:
    I really, really hope she's not married to this guy.

    But they have a child together, which is actually worse, IMO.

    my read shelf:
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  • dbags w/trucks driving recklessly is one of my #1 nest/bump pet peeves, that post made my head explode. 
    image
    Gretchen Evie, born 7/8/2012 at 35w5d
  • I don't even understand that thread. How can people be so lackadaisical about their finances?
    image
  • imagehindsight's_a_biotch:

    imagetartaruga:
    On second thought, why would they have to give up their living room set? I've heard of cars being repossessed, but living room sets? And if they're garnishing his wages, why is their living room set in danger? I'm really confused now that I'm rereading.

    I bet money their living room set is from rentacenter.

    That's what I was thinking. 

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  • imagemsmerymac:

    Also, I haven't read it, but... I would rather sell the living room set (or give it back to Rent-A-Center) and sit on the floor than declare bankruptcy. Hmm

     

    Let's be serious here.  We are dealing with someone who chose to have a baby with someone who committed a felony.  I do not think she gives twoshits about things like "destroyed credit." 

    The problem is not the bankruptcy plans or even that they live beyond their means. The problem is that she does not have even a basic understanding of what her problems actually are.

    Can you imagine if your husband was charged with a felony, and your biggest concern is losing your living room set?

    It's so bizarre.

     

     

     

    Uploaded from the Photobucket iPhone App

  • imagemajorwife:

    Well praise jesus for that.  I feel like we should start up a collection fund for that loser's vasectomy.

    There she referred to him as SO.  I wonder if they are married.  I can see her not understanding that two single people can't collectively file BK together.  

    I also read her bio.  The SO/DH has two other sons that live in Maine.  Do we think he pays child support?  I'm going to go with no. 

     

    Uploaded from the Photobucket iPhone App

  • imageESF1:
    imagemajorwife:

    Well praise jesus for that.  I feel like we should start up a collection fund for that loser's vasectomy.

    There she referred to him as SO.  I wonder if they are married.  I can see her not understanding that two single people can't collectively file BK together.  

    I also read her bio.  The SO/DH has two other sons that live in Maine.  Do we think he pays child support?  I'm going to go with no. 

     

    I'd like to see them try to declare bankruptcy if his wages were being garnished for child support.

    Three children by age 25 and he gets pulled over for driving like an a$$ three times and loses his license and has a felony conviction... WINNER!

    my read shelf:
    Meredith's book recommendations, liked quotes, book clubs, book trivia, book lists (read shelf)
    40/112

    Photobucket
  • imagetartaruga:

    I am with ESF - I think the husband (boyfriend?) lied to her and has been hiding it for who knows how long. 

    Highly likely for someone who had no qualms about driving on a suspended license and continuing to show off his sweet ride, no less.  You know, b/c all normal 25 y/o men do that. Indifferent

    DS1 age 7, DD age 5 and DS2 born 4/3/12
  • imagemsmerymac:
    imageESF1:

    OMFG.

    I call bulllshittt on this:

    Well fast forward to 2 weeks ago, we get  a letter in the mail; we must appear in court to pay the now 11,000 something we now owe because the bank never went to go get the truck, and never sent us anything about it, or contacted us to tell us they weren't going to get it. So now they are garnishing DH's wages for $519 a month. which means we would have to give up our SUV and our entire living room set, and choose between tv or internet to afford that payment.

     

    They were probably mailing letters and calling for months and months and months.

     

    Lol, my neighber pulls that kind of thing. "Oh, yeah, they accidentally shut off my electricity because I forgot to pay the bill." They send you multiple notices before they shut it off, liar.

    Also, I haven't read it, but... I would rather sell the living room set (or give it back to Rent-A-Center) and sit on the floor than declare bankruptcy. Hmm

     

    ETA: I know many males in their mid-20s who are somehow capable of not "showing off" their sweet ride. Especially the married ones with children.

    My husband (though not in his 20s) ususally rides his sweet bicycle to work. This guy might want to take a cue.

    Also, since it looks like he has to travel to/from/for work, he might lose his job because of this.

     

    At 25, H bought a new sweet ride...it was a station wagon. Of course, he makes me call it a "sports wagon" but its a station wagon. 

  • Where the fluck are people's priorities?

    I'm 40+ with two little kids, and a H with  a good job. We have one car because that's what we can afford right now. Our sofa is from Craigslist. Our "living room set" is a collection of stuff, bought secondhand, fished from wherever, etc... because that's what we can afford.

     

    It amazes me. This woman, and her SO, have such a sense of entitlement. She's entitled to the new living room set, even though they can't afford it. This guy is entitled to drive his "sweet ride" like an azz and risk the lives of other people. He's also entitled to walk out on his other kids. And walk away from money owed on his sweet ride.

     

    This, my friends, is what "special snowflake" helecopter parenting gets you in the end. I weep for the next generation, I really do.

    The Girl is 5. The Boy is 2. The Dog is 1.

    imageimage

    I am the 99%.
  • imagemsmerymac:
    imageESF1:

    OMFG.

    I call bulllshittt on this:

    Well fast forward to 2 weeks ago, we get  a letter in the mail; we must appear in court to pay the now 11,000 something we now owe because the bank never went to go get the truck, and never sent us anything about it, or contacted us to tell us they weren't going to get it. So now they are garnishing DH's wages for $519 a month. which means we would have to give up our SUV and our entire living room set, and choose between tv or internet to afford that payment.

     

    They were probably mailing letters and calling for months and months and months.

    Lol, my neighber pulls that kind of thing. "Oh, yeah, they accidentally shut off my electricity because I forgot to pay the bill." They send you multiple notices before they shut it off, liar.

    This is every episode of Parking Wars where someone gets booted.

    Team Basement Cat imageKnitting&Kitties
  • imagemeshaliu:
    This is every episode of Parking Wars where someone gets booted.

    God, PARKING WARS! I love that!

    ...it was on overnight when I was in the hospital with the boy... I was up nursing him all night, watching Parking Wars... it was surreal and wicked fun.

    The Girl is 5. The Boy is 2. The Dog is 1.

    imageimage

    I am the 99%.
  • I really like my living room set. The couch and loveseat are an ugly white floral, but they are covered with sage green slipcovers and have sage/deep red and gold accented throw pillows. That, plus 2 glass top end tables and a glass top coffee table were $300 from craigslist. I've had them for 5 years now. I ended up getting a few new pillows and a matching afghan from Pottery Barn when I won a $100 GC at my company Christmas party one year.

    And trust me, I am not the thriftiest person. But I think I got a pretty good deal on those furnishings.

    Oh! My other sweet deal was my huge, custom-built desk. The original buyer fell through, and I got it for like 70% off the original price.

    Number of things I WANT right now: a new computer, a new iPod (the battery died in mine), a new car for H, children, to own a home.

    Number of those things we can actually afford: 0

    my read shelf:
    Meredith's book recommendations, liked quotes, book clubs, book trivia, book lists (read shelf)
    40/112

    Photobucket
  • YOU GUYS!!!!!

     

    03-15-2012 at 12:16 PM
    image
    tommysmumm...
    Not Ranked
    Joined on 01-06-2012
    2,469 Points
    tommysmumma is online. Last active: 03-15-2012, 2:29 PMNewbie
    imagebpwife&mama:
    I feel bad that you're a first time mom and have to go through all of this, but why on earth would your husband still speed knowing if he got caught it would be bad?  Sounds kind of selfish. He broke the law by driving ona suspended license and got caught, what does he expect? 

     

    when he lost the truck he got stopped because of a headlight out, i know that he broke the law but he had to travel for work. at least he was trying to support us, i don't expect you to understand if you aren't in our situation. i am not complaining about losing the truck, and i am not trying to get pity for having to file. we have exhausted all other options and i did not type out the whole entire story with every thing that has been going on.  this is just what put us over the limit.

     

    YOU DON'T KNOW HER!!!!ELEVENTY!

     

    Uploaded from the Photobucket iPhone App

  • imagemsmerymac:
    imageESF1:
    imagemajorwife:

    Well praise jesus for that.  I feel like we should start up a collection fund for that loser's vasectomy.

    There she referred to him as SO.  I wonder if they are married.  I can see her not understanding that two single people can't collectively file BK together.  

    I also read her bio.  The SO/DH has two other sons that live in Maine.  Do we think he pays child support?  I'm going to go with no. 

     

    I'd like to see them try to declare bankruptcy if his wages were being garnished for child support.

    Three children by age 25 and he gets pulled over for driving like an a$$ three times and loses his license and has a felony conviction... WINNER!

    No no- he got pulled over three times AFTER losing his license. God only knows how many times he was pulled over before to cause him to lose his license in the first place.
    image
  • imageswimbikepuke:

    See.  She doesn't understand the question.  

    The problem isn't that his headlight was out.  The problem was that he wsa driving on a suspended license which in itself required some pretty questionable behavior or the license wouldn't have been suspended.

    People understand her situation perfectly.  Which is how they've managed to avoid being in it.

    They don't have to file.  In fact, I doubt a court will let them file.

    And if a felony conviction and impending bankruptcy are but the straw on the camel's back, I cringe at the thought of what the "camel" in this scenario is.

     

    But even with all of that, this is what disenfranchisement looks like.  It's hard to feel sorry for these people because it's just so stunningly stupid, but this is not the result of a child whose parents gave her everything and spoiled her.  She isn't spoiled.  She's a lot of things, but I doubt any of them are the result of too many luxuries being handed to her. 

    I agree.  I don't think this is an entitlement complex at all.  I think even entitled people can understand that felonies are scarier than losing a living room set.  Felonies mean prison.  There are no living room sets in prison.



     

    Uploaded from the Photobucket iPhone App

  • I'm still with entitlement here.

    Their situation is different.  He needs a new SUV. She needs a living room set. The police / Rent-A-Center / his exes and babymommies just don't understand them. He shouldn't have to go to jail, and they should be allowed to discharge all this in bankruptcy because they're so speshul.

    The Girl is 5. The Boy is 2. The Dog is 1.

    imageimage

    I am the 99%.
  • Their living room set was $500 and they've been paying ot off for a year???

    clicky
    image
  • imageswimbikepuke:
    imagemominatrix:

    Where the fluck are people's priorities?

    I'm 40+ with two little kids, and a H with  a good job. We have one car because that's what we can afford right now. Our sofa is from Craigslist. Our "living room set" is a collection of stuff, bought secondhand, fished from wherever, etc... because that's what we can afford.

     

    It amazes me. This woman, and her SO, have such a sense of entitlement. She's entitled to the new living room set, even though they can't afford it. This guy is entitled to drive his "sweet ride" like an azz and risk the lives of other people. He's also entitled to walk out on his other kids. And walk away from money owed on his sweet ride.

     

    This, my friends, is what "special snowflake" helecopter parenting gets you in the end. I weep for the next generation, I really do.

    You had me till this line.  I suspect these people are your run of the mill white trash.  Sorry, I know that's an unpopular pejorative phrase, but they are.  She's "graduating" in March; she's not at Harvard.  They owe $11,000 on a "sweet truck"'; I promise it was used when they got it.   He's 25 with three kids two of whom look to be almost the same age so maybe even different moms.  

    The problem isn't entitlement; it's ignorance.  To borrow from "Game Change", this is a woman who doesn't just not know the answers, she really doesn't understand the questions. 

    I've been thinking that, but didn't want to say it lest I offended people. Embarrassed

    image
  • imageswimbikepuke:

    imagetartaruga:
    Their living room set was $500 and they've been paying ot off for a year???

    clicky

    Oh good lord.  

    I hate this whole sad story.  Mostly I'm filling in the gaps based on my formative years in southern IN, but bets on whether the license suspension is DUI-related?  This guy is a train wreck.  I bet she's already working while going to school and he's found some stellar excuse why she has to give him her pay check every other week.  And then half of it just magically disappears, bills don't get paid, cars get repossessed...  Dollars to donuts her credit is already in the shitter because he's failed to make timely payments on things bought on her credit.

    God help them both and their baby.  

    I agree.

    Paying on a $500 living room set for a year makes me so sad.  I can just picture the sleazy store, which is probably some regional chain that's got about 6 stores scattered around Appalachia or something, and exists to offer long term, high interest loans on basic household purchases.

    It's the type of thing that cropped up after legislators started cracking down on shady rent-to-own operations...just a notch above Rent-a-Center but barely.

    You can just picture this poor girl going in, all excited about setting up her new home, with just no basic grasp of things like interest rates.  She probably still owes about $450 on that damn living room set.

    I want the CFPB to wipe America clean of that predatory crap.

     

     

    Uploaded from the Photobucket iPhone App

  • This probably sounds horrible, but I don't know how people divorce the idea of having children from their financial realities. You can't save a few hundred dollars to furnish your living room and you think TTCing is a good idea? (And in another thread, she did mention that they tried for the baby, getting pregnant wasn't a surprise. She was on BCPs before and went off them intentionally.)

    I just can't imagine discussing having children and not budgeting for it. Or realizing you are emotionally ready for kids but just never considering the financial implications.

    Unfortunately for me, my dad's girlfriend's kids are like the OP. I say unfortunately, because there's a lot of pressure for me and H to have kids immediately, with our fancy college educations and full time jobs and all.

    my read shelf:
    Meredith's book recommendations, liked quotes, book clubs, book trivia, book lists (read shelf)
    40/112

    Photobucket
  • imagemsmerymac:

    This probably sounds horrible, but I don't know how people divorce the idea of having children from their financial realities. You can't save a few hundred dollars to furnish your living room and you think TTCing is a good idea? (And in another thread, she did mention that they tried for the baby, getting pregnant wasn't a surprise. She was on BCPs before and went off them intentionally.)

    I just can't imagine discussing having children and not budgeting for it. Or realizing you are emotionally ready for kids but just never considering the financial implications.

    Unfortunately for me, my dad's girlfriend's kids are like the OP. I say unfortunately, because there's a lot of pressure for me and H to have kids immediately, with our fancy college educations and full time jobs and all.

    These people bought $500 worth of furniture last year and are paying on it. Still. They don't sound like the kind of folks who are financially savvy, these sound like folks who get by and those kind of people don't wait to have kids or plan ahead for emergencies or big purchases.

    image
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